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Interview with Lone Star's Chris Powell - ICV2
We recently spoke to Chris Powell , General Manager of Lone Star Comics and MyComicShop.com, one of the largest independent retailers of comics and games in the U.S. , about his take on the WizKids situation and on the impact of the global economic ...

Business people - Anchorage Daily News
Summit Mortgage recently hired Colin Krieger as a mortgage loan officer. He has worked in the loan mortgage industry since 2003. He is a member of the National Mortgage Bankers Association, Anchorage Home Builders Association and Armed Services YMCA ...

Central Ohio home-sales numbers keep slumping - The Columbus Dispatch
The central Ohio housing market remains stagnant, with sales down nearly 10 percent last month. As a result, the number of people who sell homes for a living likely will fall as well. The Columbus Board of Realtors expects that its membership could ...

U.S. Muslim leaders denounce al Qaeda's slur toward Obama - CNN
NEW YORK (CNN) -- Spiritual leaders of New York's African-American Muslim communities lashed out Friday at a purported al Qaeda message attacking President-elect Barack Obama and, using racist language, comparing him unfavorably to the late Malcolm X ...

Chicago, Clinton camps feed Obama’s incoming team - Las Vegas Sun
Two main quarries are supplying the building blocks for President-elect Barack Obama's new administration. Longtime, deeply loyal associates will dominate the White House inner sanctum. And veterans of Bill Clinton's presidency will hold vital jobs ...

No, Minister! - Jersey Evening Post
NOW is not the time to change Jersey’s ‘top 500 banks only’ policy, according to senior regulators. Colin Powell, chairman of the Jersey Financial Services Commission and adviser to the Chief Minister on international affairs, said that ...

Purse strings tighten at Bob Baker's Marionette Theater - Los Angeles Times
Bob Baker, 84, owner and creator of the Bob Baker Marionette Theater on the corner of 1st and Glendale, cozies up to a few of the 3,000 puppets in his collection. The nearly 50-year-old stage just west of downtown, where the owner crafts most of the ...

Obama to tap Geithner for Treasury - Politico.com
President-elect Barack Obama is expected to tap New York Federal Reserve President Timothy Geithner as Treasury secretary on Monday — or earlier, sources say. Democratic circles had been buzzing for at least a week that the other front-runner for ...

Al-Qaida No. 2 insults Obama with racial epithet - Buffalo News
Al-Qaida's No. 2 leader used a racial epithet to insult Barack Obama in a message posted Wednesday, using a demeaning racial term implying that the president-elect is a black American who does the bidding of whites. The message appeared chiefly aimed ...

Obama weighs names for top posts - Las Vegas Sun
Defense Secretary Robert Gates. Former Navy Secretary Richard Danzig. Sen. Chuck Hagel, R-Neb., critic of Iraq war, retiring from Senate. Sen. Jack Reed, D-R.I., member of Senate Armed Services Committee. John Hamre, former deputy defense secretary ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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