Fort Laramie Mortgage Rates and Information Online from competing Lenders

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Eureka! Treasure trove of Gold Rush art discovered - Las Vegas Sun
Charles B. Gillespie's iconic California Gold Rush artwork is no longer a family secret. Historians are hailing the obscure 49er's extensive collection of sketches and oil paintings after a descendant decided to put it up for sale this fall. "This is ...

Ward 2 candidates talk roads, rec center - Wyoming Tribune-Eagle
CHEYENNE -- Council candidates from the city's north side talked about the need for more road funding and why the recreation center failed on May's sixth-penny sales tax ballot. The four City Council candidates for Ward 2, Mayor Jack Spiker ...

Several famous and interesting people buried in foothill cemeteries - Union Democrat
Calaveras County Sheriff Ben Thorn was born in New York and grew up in Chicago. He arrived in California in the fall of 1849 with the first rush of gold seekers. The Calaveras Prospect wrote his obituary Nov. 18, 1905, and it said Thorn came directly ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.
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