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TBD tax hike defeated by 61 votes in final count - Sequim Gazette
The Sequim Transportation Benefit District’s proposed two-tenths of 1 percent sales tax increase appeared to be defeated Wednesday afternoon after leading by a six-vote margin following the Nov. 7 ballot count. Wednesday’s tally of 4,200 ballots ...

CapeCodToday Blog Chowder - Cape Cod Today
"If others were involved with the accused, let them charge them and join him in prison whatever the cost." It's very obvious others were involved. They found three sets of DNA under her fingernails, and DNA on her shoe that matched no one they tested ...

A sick child in a sick economy - Asbury Park Press
WALL — The doctors don't know exactly what is wrong with Quintin Dubois. He is 18 months old and looks like a robust baby. Only he has seizures they can't explain. Medical science has a name for this: idiopathic infantile seizures. There is no ...

Medium is inventive and warm-hearted - Guardian Unlimited
The much-improved Heroes is epic, fantastic and grand . It's all bells, whistles, explosions and dramatic, noisy CGI with loud people being astonishing, showily shouting up a storm or travelling in time. Even so, I prefer Medium , the BBC's other ...

Update: UNC-Charlotte chancellor wants football - Greensboro News & Record
CHARLOTTE (AP) — UNC-Charlotte wants to be the next South Florida. After years of remaining a basketball-only school as its enrollment soared and the community's population spiked, Charlotte's chancellor recommended to the board of trustees on ...

Child porn figure from youth sport faces prison - Buffalo News
The former treasurer for a youth baseball league in Genesee County could face a prison term of up to almost six years after admitting to possession of child pornography that prosecutors say he purchased on the Internet with league funds. Federal ...

Seismic Shift In Politics - San Francisco Gate
It was former President Bill Clinton who called the racial divide "America's constant curse" in his second inaugural address 11 years ago. But it was after Bill Clinton injected race into the South Carolina primary last month that African Americans ...

Martin and St. Lucie counties public records: Oct. 20 - Fort Pierce Tribune
•Lawrence Jordano Jr. v. Robert B. Turnage. •Wachovia Bank v. Michael D. Cooper. •Orix Financial Services v. High Times Crane Inc. •Bayview Construction Corp v. JCC & Association Construction. •Franklin Credit Management v. Ronald A ...

Northern Illinois beats Western Illinois 65-54 - Buffalo News
Mike DiNunno scored 19 points to help Northern Illinois beat Western Illinois 65-54 on Saturday night in the second round of the 100 Club Classic. The Huskies (1-1) secured a third-place finish in the tournament. Darion Anderson scored 15 of his 17 ...

3 NH Communities Named Most Recession-Proof - WMUR.com
KEENE, N.H. -- Three New Hampshire towns have been called among the least vulnerable to recession in the country. Forbes magazine ranked Lebanon, Keene and Concord among the Top 10 towns that are safest from recession. The magazine looked at a number ...

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Today's Mortgage Terms starting with F

  • Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
  • Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
  • First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
  • Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
  • Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.
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