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Rotary Club of Eureka announces new president - Eureka Times-Standard
The Rotary Club of Eureka announced that Teresa Sims will be the president for 2010-2011. Former President Bert Campton, who headed up the nominating committee, said they felt that Sims holds all of the attributes needed by a president and the ...

NEWS IN BRIEF: Around Downriver - News-Herald
The Capuchin Soup Kitchen has several suggestions on how to help those in need this holiday season. The Capuchin Soup Kitchen’s Caps, Coats and Kids program provides new caps, coats and gloves to needy children. The Capuchin Soup Kitchen’s ...

Top 10 news stories for 2008 - Harrison Daily Times
In the early morning hours of Feb. 6, Stephen Williams, 28, of Bryant left a Little Rock bar in his pickup. Witnesses said he was very drunk, even describing him as “out of it.” Click image to enlarge In fact, he was so “out of it” that he ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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