Boulder Junction Mortgage Rates and Information Online from competing Lenders

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RV campaign tour attempts to court rural Colorado voters - Rocky Mountain News
Gov. Bill Ritter speaks at the Fireside Restaurant in Windsor while campaigning for Barack Obama on Wednesday. It was a stop on Democrats' RV tour of rural Colorado. Yvonne Scales, of Platteville, points to Barack Obama's picture on an RV to her son ...

Job index falls to five-year low; more losses likely - Rocky Mountain News
A measure of U.S. job prospects in October dropped to a five-year low, signaling the labor market will keep weakening, a private survey showed. The Conference Board's Employment Trends Index decreased 1.8 percent to 105.3, the lowest level since ...

Wild Card -- Tuesday PM - Spokane Spokesman-Review
It's nice to interact with you folks again after a long weekend off. Gotta play to see tonight, but I look forward to reading your comments before I hit the sack tonight. You know the Wild Card drill by now ... Issue : Washington Post confirms 'Deep ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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