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History Shows Obama Will Make Bad Nominations - NewsMax.com
WASHINGTON -- No matter how careful he is, sooner or later President-elect Barack Obama is likely to make a bum nomination or two. "It's unavoidable," says Paul Light, a New York University professor and expert on presidential transitions. It may ...

Secretary of State Hillary Clinton? - ABC News Blogs
There's a lot of buzz in DC about the fact that the Obama Transition Team is, according to one knowledgeable source, "very serious" about Sen. Hillary Clinton, D-N.Y., being under consideration for secretary of state. ABC News can confirm that ...

Kitchen Theatre finds new home on State St. - Ithaca Journal
ITHACA — The Kitchen Theatre, housed since 1994 in the Clinton House, has purchased the building at 417-419 W. State St. and plans to relocate its productions there in 2010. “We found a building that has most of what works for us in terms of size ...

Lanny Davis, a former special counsel to President Clinton, vetted job ... - USA Today
• Electronic communications , such as potentially embarrassing e-mails, text messages or instant messages. • Personal financial records , such as mortgage papers, tax returns and loan agreements. • Domestic help , including details about ...

Soul star at home in Vegas - Las Vegas Sun
Sidney Barnes has been flying under the radar for years. The singer, songwriter and producer worked with Marvin Gaye, Chaka Khan and George Clinton. Barnes is a big star in Europe. But few people in his new hometown even know he’s here. He moved to ...

A Clinton Administration? - Nation
No one should be shocked to discover that, in his transition to the presidency, the "inexperienced" former senator from Chicago has turned to the last Democratic administration that had experience in Washington. It seems, however, that the Obama team ...

Geithner Is Said to Be Obama’s Pick for U.S. Treasury Secretary - Bloomberg
Nov. 22 (Bloomberg) -- President-elect Barack Obama picked Timothy Geithner , head of the Federal Reserve Bank of New York, to be his Treasury secretary, with Lawrence Summers getting a senior White House role, a Democratic aide said. Summers, former ...

Walking on sunshine - Reporter
No comments posted. I usually hear from my distant cousin in Italy at Christmastime. The day after the election, though, an e-mail popped up. "Many greetings for Obama!!" Paolo's message read. Diann, an American friend who lives in England, e-mailed ...

Transcript: Obama and Clinton Debate - ABC News
And I think those are the kind of broad issues that a president has to take into account. GIBSON: And, Senator Obama, your campaign manager, David Plouffe, said, "When he is" -- this is talking about you -- "When he is elected president, we will be ...

GEITHNER LEADS RESCUE TEAM - New York Post
He's no household name just yet, but financial brainiac Tim Geithner could emerge as the economy's new superstar savior if his desperate gamble to rescue Wall Street works. As president of the New York Federal Reserve Bank - the most important bank ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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