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News about Mortgages:

Mortgage-tax revenue slips down - Press Republican
MALONE — Franklin County took in about $60,000 less than last year in mortgage-tax fees in its April-to-September billing cycle. But there was still more than $285,000 in property-transaction fees disbursed to its municipalities to spend. Under ...

Classic holiday stories inspire during tough times - Associated Press
Hard times have you down this holiday season? Take a trip to the library for some inspiration from treasured stories of Christmas past. The mortgage meltdown, job squeeze and clash between rich and poor evoke long-popular holiday tales with ghostly ...

Money Smart week attracts 500 participants - Fond du Lac Reporter
Nearly 500 Fond du Lac County people participated in 50 Money Smart Week financial literacy education sessions held in Fond du Lac County last month. Fond du Lac County was one of 12 Money Smart Week sites in Wisconsin. During the week, community ...

Florida lenders halt new foreclosures for 45 days - Naples Daily News
TALLAHASSEE — Facing one of the highest foreclosure rates in the country, Gov. Charlie Crist on Monday called on lending institutions to hold off on new foreclosures for at least 45 days. Flanked by representatives from the banking community, Crist ...

Horror invades happy home - CNEWS
OSHAWA -- The townhouse was supposed to be the start of their dreams -- not the site of their worst nightmare. Rick and Leslie Kelly had moved to the southern Oshawa townhouse along Glen St. this year, figuring that buying was better than paying ...

Fitch Downgrades WaMu 2006-SL1; Assigns Various Outlooks - PR Inside
Fitch Ratings downgrades and assigns Rating Outlooks to WaMu Commercial Mortgage Securities Trust 2006-SL1, commercial mortgage pass-through certificates, as follows: --$3.8 million class F to 'BB+' from 'BBB-'; Outlook Negative; --$7.7 million class ...

Family man tried to save son in fire - Baton Rouge Advocate
A weekend trip to see relatives in rural St. Tammany Parish turned into a family tragedy early Sunday morning when a Baton Rouge man and his 3-year-old son died in an accidental house fire. Andrew D. Crawford, 40, a Baton Rouge mortgage broker, was a ...

Atlanta Journal-Constitution - Atlanta Journal Constitution
The entry titled "Hampton is gone, while Peavy is ...," and any of the comments about it. Come back … no, good riddance … Please stay, we need you … no, please just go. Does that pretty much summarize the polarizing presence that was Mike ...

Weak economy delaying Felida green home project - Columbian
The soft economy is delaying the construction of a hyper-green home in Felida. Yet, despite uncertain financing due to the national mortgage meltdown, advocates of the home say they are determined to build a house that generates as much energy as it ...

REAL ESTATE - News-Democrat
• 2000 S. 11th St.; from Beverly Elge, trustee; to Gregory Harris; $30,000. • 318 W. Cleveland Ave.; from Christy L. Hancock and Roger L. Hancock; to Paul Steigerwald; $75,000. • 6 Pageant Court; from Mary J. Daugherty; to John Brown and Kylee ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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