Juneau Mortgage Rates and Information Online from competing Lenders

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I'm sorry, but someone should be fired over the Palin turkey interview ... - Anchorage Daily News
It seems that everyone out there is reacting as though something was wrong with Sarah for not having eyes in the back of her head. In fact, there was something wrong with the producer and the camera operator. I am an amateur photographer, and I know ...

Alaska Pacific Bank hires mortgage officer - Juneau Empire
JUNEAU - Alaska Pacific Bank hired a new mortgage loan officer for its Sitka office. Mark Branson recently moved to Sitka. He has a background in law enforcement. Juneau-based Alaska Pacific Bank is a federally chartered savings bank. It ...

We can almost always find a good subject for mass hysteria. - Juneau Empire
Empire editorial: Fearing both sides of housing market 011308 opinion 1 JuneauEmpire We can almost always find a good subject for mass hysteria. These days, we focus on the plummeting housing market nationwide and the possible dangers of Juneau ...

Palin Target Of New Ethics Complaint - CBS News
Alaska Governor and Republican Vice President hopeful Sarah Palin may be facing another round of scrutiny, this time for charging the state for her children to travel with her while conducing official state business. CBS News has obtained a copy of ...

Randolph man accused of arson - WISC News
JUNEAU - A 25-year-old Randolph man set fire to a vacant house in September to collect a $50,000 insurance policy, according to police. Seth R. Braker, 121 Huron St., Randolph, was charged Monday with arson of a building with intent to defraud for ...

UBS Overvalued Property by $100 Million, Fired Executive Says - Bloomberg
Nov. 24 (Bloomberg) -- UBS AG , Switzerland's biggest bank, charged inflated fees at an $11.7 billion U.S. real-estate fund by overvaluing some commercial properties, a former official alleges in his wrongful-termination lawsuit. Richard Trusz, 52 ...

Developers finding lenders pickier - Milwaukee Journal Sentinel
Developers, take heart. There are lenders willing to fund major commercial projects. Yet continued fallout from the subprime mortgage collapse has development firms facing more stringent conditions from banks, insurance companies and other financing ...

Business people - Anchorage Daily News
David Garner and Michelle Gallagher have accepted positions with RIM Architects . They will work in RIM's Anchorage office as intern architects while pursuing professional registration with the State of Alaska. Gallagher holds a bachelor of ...

Affordable housing programs may get add-ons - Alaska Report
I attest, as a member of the Senate's budget committee, that numbers can be so numbing that caffeine is the fuel that gets you through budget hearings. But making numbers add up in many family's budgets can be downright terrifying. Caffeine won't ...

Republicans spent $150,000 on Sarah Palin's clothes - Times Online
The Republican Party has spent $150,000 in upmarket designer stores on dressing Sarah Palin for the part of vice-president. During September, more than $75,000 was spent in a single shopping spree at Neiman Marcus in Minneapolis, and another $9,500 ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.
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