Dane Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Helping others extra important this year - Wisconsin State Journal
For all too many of us, 2008 has not been a good year on the financial front. Stock portfolios have plummeted, credit is hard to obtain, people are straining to make mortgage payments, and many others are out of jobs. Unfortunately, a financial ...

When the Downturn Sailed Into Savannah - Star News Online
SAVANNAH, Ga. DOZIER COOK founded the construction crane company that bears his name here 35 years ago. He’s weathered economic scares over the years — the wrenching recessions of the mid-1970s and early ’80s come to mind — and he’s ...

Landlords urged to drop 'no pets' policy - Australian Broadcasting Corp.
Animal welfare groups say owners are being forced to abandon their pets in increasing numbers because of housing trends. The RSPCA's Mark Townend says many people are finding they cannot take their pets with them when they move between rented homes ...

Category: 100% Pure Cheese - Popwatch
Why you should gobble up 12 hours of the SoCal, so-cool crew: Thanksgiving may be all about family, but let's be honest: You're gonna want to escape crazy Aunt Sally and her lace-up leather skinnies at some point. So why not take a trip to one of the ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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