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Credit crunch boss kissed his family goodbye... then threw himself in ... - Daily Mail
A wealthy financier killed himself because he was worried about losing money in the credit crunch, his widow has said. Multi-millionaire Ross Stephenson, 47, set off for work as usual, kissing his wife and young son goodbye – but then drove his ...

Credit crunch stress claimed Kiwi life - Stuff
High-flying New Zealand financier Ross Stephenson took his life because of the global credit crunch, an inquest in Britain has been told. Mr Stephenson, who went by the name Kirk, chief operating officer at private equity firm Olivant, faced ...

Man who killed himself feared the effects of financial crisis - The Independent
A wealthy financier who threw himself in front of a train in Buckinghamshire was wracked with fear about the economic downturn, an inquest heard yesterday. Kirk Stephenson, 47, the chief operating officer at the private equity firm Olivant, faced ...

Bernanke wants more action to curb foreclosures - North County Times
This is a Feb. 19, 2008 file photo showing the main entrance to the headquarters of Swiss bank Credit Suisse in Zurich, Switzerland. Credit Suisse Group said Thursday, Dec. 4, 2008 it is cutting 5,300 jobs, about 11 percent of its global work force ...

The Met’s failure of judgment - Evening Standard
As the fallout from the arrest of Tory immigration spokesman Damian Green continues, it is the Metropolitan Police that looks most damaged. Sir Paul Stephenson, who authorised the ill-judged operation, was until now a front-runner to succeed Sir Ian ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Barclays, which recently acquired most of the North American operations of Lehman Brothers Holdings, today announced the new leaders of its ...

Toys for Tots Drop-off Sites - WBAY Green Bay
Toys for Tots is collecting toys to make sure children in need get a gift during this holiday season. Toys donated in your area stay in your area. Please contact the webmaster to add, remove, or edit a drop-off site. The deadline for dropping off ...

Queen's speech and Michael Martin's statement - live - Guardian Unlimited
• Read the news story on the Speaker's statement here Queen Elizabeth II and Prince Philip enter the royal gallery through the north door. Photograph: Rex Features Photograph: Nils Jorgensen /Rex Features 11:32am: The state opening ceremony is ...

In a Suicide, Crisis and Life Cross - Wall Street Journal
On a mild Thursday morning in late September, Kirk Stephenson, a London investment-fund executive, ate breakfast with his wife and eight-year-old son, then drove to a train station about 30 miles from his Chelsea home. As an express train approached ...

Stocks Skid Back Into Correction Territory - CNBC
We asked Gary Vaynerchuk of Wine Library TV to tell us about his favorite brands of Bourbon, Irish Whiskey and Single Malt. Stocks skidded back into correction territory as investors worried that the tumbling economy may not only cripple mortgage ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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