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Troopers step up campaign against drunken driving - WRALRaleigh, N.C. — North Carolina is stepping up efforts to keep drunken drivers off the state's roadways. Gov. Mike Easley announced the campaign on Friday, saying that officers will ramp up patrols and checkpoints through Jan. 4 for the Booze It ...
REAL ESTATE - News-Democrat• 2000 S. 11th St.; from Beverly Elge, trustee; to Gregory Harris; $30,000. • 318 W. Cleveland Ave.; from Christy L. Hancock and Roger L. Hancock; to Paul Steigerwald; $75,000. • 6 Pageant Court; from Mary J. Daugherty; to John Brown and Kylee ...
Diabetes bills sap family budget - Omaha World-HeraldBeverly Evans' battle with diabetes started in early July. That month, she noticed an open sore on the tip of her right toe. Weeks later, the sore began spreading across her other toes, making her foot ache. Beverly Evans of Omaha, who lost a leg to ...
Finding happiness amid the, ahem, misery - Ironton OnlineTwo maxed-out credit cards and a checking account with only $632. That was all. There was nothing Sabrina could do but plop onto her designer couch and cry. Christmas was a week away and Sabrina didn’t have enough money to buy a gift for her ...
Globe editorial board editor on why Harper should resign - Globe and MailDarcy Meyer from Canada writes: John, you didn't take one question from someone defending Harper or posing an arguement why he should not resign. This would contrast your view and stance, and allow you to show your justification for such a call. I ...
Sale of 53 Southern California office buildings confirmed - Los Angeles TimesA major Texas developer confirmed Monday that it took possession of 53 Southern California office buildings last week in a transaction valued at almost $1.4 billion after the previous owners were unable keep up their loan payments. Privately held ...
Texas developer confirms $1.4-billion Southern California office ... - Los Angeles Times BlogsAnother big chunk of Southern California office property once owned by Los Angeles landlord Arden Realty Inc. changed hands again. A major Texas developer confirmed Monday that it took possession of 53 Southern California office buildings last week ...
Financial woes leave no money for gifts - Salem NewsSusan was working full time until about a year ago when she was pregnant with her third child. She was put on bed rest, and the baby was born two months' premature with some health concerns. A year later, Susan and her husband are struggling to pay ...
Long-time business shutting - Daily CorinthianBOONEVILLE -- A going-out-of-business sale is under way at Goddard's Jewelry, a business considered a local tradition in downtown Booneville. Owners James and Donnie Goddard have made the decision to retire after giving it serious consideration for ...
Family fends for themselves after husband goes to jail - Gloucester Daily TimesEditor's note: The Gloucester Daily Times is working with the Salvation Army again this year to raise money for people in need during the holidays. This is the first of 24 profiles that will run in the paper daily until Christmas. It was Sheila's ...
Today's Mortgage Terms starting with P
Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
Principal: It is the amount of money borrowed or owed, excluding interest.
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