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World summit aims at closing gaps in finance market rules - Hindustan Times
India today expressed hope in the G-8 summit that the world leaders would send the right signals by agreeing on a stimulus package to restore major economies back to normalcy. The leaders of the world's top economic powers are expected to agree on ...

Berks County Week in Review - Reading Eagle
A recap of the week’s top news stories including State Representative Doug Reichley criticizes Gov. Rendell for bailing out Boscov’s, Reading City Council approves a property tax hike, UGI announces rate cuts, and security measures are being ...

Archives » November 2008 - Newsweek Blog
When president-elect Barack Obama rolls out his national security team tomorrow in Chicago, he will make history on several fronts. While the naming of Hillary Clinton, whom he battled against in an epic campaign for the Democratic nomination, as ...

Albright endorses Clinton for Cabinet post - Citizen's Voice
WILKES-BARRE — Madeline Albright, the first woman to serve as U.S. secretary of state, said Tuesday Sen. Hillary Rodham Clinton “would be a terrific” choice to fill the position in President-elect Barack Obama’s cabinet. Albright, 71, made ...

Obama appoints two to meet economic summit leaders - USA Today
Albright and Leach will not attend the meetings of leaders from 20 leading world economies, but will be available to "meet with and listen to our friends and allies" on Obama's behalf, said the president-elect's senior foreign policy adviser, Denis ...

Albright and Leach make the rounds at G-20 - Politico.com
Could government "targeting" of American citizens outside the bounds of the judicial system be one of the root causes of the Wall Street financial meltdown that threatens to devastate the global economy? Victims of so-called "organized gang stalking ...

Obama Team Sheds Light on New Administration - Wall Street Journal
WASHINGTON -- President-elect Barack Obama's first extensive roster of transition advisers sheds light on the types of people his administration will lean on and what institutions may claim clout in the new Washington. The Obama transition team ...

Duo heading State transition seasoned vets - Boston Globe
WASHINGTON— To lead his transition at the State Department, President-elect Obama chose one former official with years of foreign policy experience and another with deep ties to Democratic politics. Wendy R. Sherman was counselor of the State ...

World leaders agree on new regulations to better markets - USA Today
President Bush, center, and other heads of state pose for a photo ahead of the Summit of Financial Markets in Washington D.C. Saturday. WASHINGTON — Amid the gravest financial crisis since the Great Depression, international leaders agreed Saturday ...

G20 Leaders at economic summit seek detection plan for risky investing ... - Newsday
WASHINGTON (AP) _ World leaders at an emergency economic summit are moving to sharpen detection of risky investing and regulatory weak spots, hoping to avoid future financial meltdowns like the one now threatening the global economy. In the largest ...

Today's Mortgage Terms starting with M

Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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