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Business Right Now - KESQ News
NEW YORK (AP) - Wall Street opens for business for a-half session today, having logged the first four-session advance since last spring. Wednesday, the Dow rose 247 points to 8,726. The S&P gained 30 points to 887, while the Nasdaq composite surged ...

Youth programs a key to Orioles deal, Ripken says - Herald Tribune
“The potential is off the charts,” Ripken said as he stood in the outfield halfway through a morning tour. If local officials approve a deal with the team, the Hall of Fame shortstop would work with team engineers to design a baseball complex ...

Beasley Reece - CBS 3 Philadelphia
Former National Football League Player Beasley Reece became CBS 3's lead sports anchor in July, 1998.  Reece is a three-time Emmy award winner and has earned 12 Associated Press Awards. In addition to anchoring the station's weekday sportscasts and ...

Somali refugees give thanks for Habitat for Humanity home - Minneapolis Star Tribune
Mursal Gurey and his wife, Asha Ahmed, posed outside their new home with their children, from left: Bukhari, 3; Bilaal, 1; Nurdin, 7 months, and Fatima,5. For Somali refugees Mursal Gurey and Asha Ahmed and their family, a Habitat for Humanity home ...

These folks have extra reason to be thankful this Thanksgiving - St. Petersburg Times
Cheryl Combs, 38, left, and Darren Combs, 48, wait for a frozen pizza as it cooks Monday at their apartment in the Rainbow Village housing project in Largo. They are raising five boys ages 1 to 12. They were uprooted from No Go Largo Village last ...

Alleged Barack Obama death threat leads to arrest in Miami - Los Angeles Times Blogs
The fear that is not very far beneath the surface for some Barack Obama backers no doubt became more palpable today with word that the Secret Service has arrested a 22-year-old man in Miami on charges he threatened to kill the presumptive Democratic ...

Real-Time News - Newark Star-Ledger
• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...

On politicians’ pay, parents’ responsibility - Atlanta Journal Constitution
Atlanta’s next mayor should be paid $225,000, up from $147,500, advises one of those commissions that politicians appoint to provide pay-raise cover. Ostensibly the higher pay is to attract better candidates. That assumes, of course, that losers ...

Iraq war pushed aside as campaign issue - Baltimore Sun
The once-yellow ribbon outside Alison Malachowski's Westminster home is old and weathered. Even before her daughter was deployed to Iraq last spring, she had already sent her son to war three times. Malachowski has monitored the news reports since ...

Focus is on regulatory weak spots, risky investing - San Diego Union-Tribune
WASHINGTON – World leaders edged closer to an agreement Saturday that would flag risky investing and regulatory weak spots as President George W. Bush welcomed the progress at an emergency economic summit. Nearly two dozen foreign leaders got down ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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