Clay Mortgage Rates and Information Online from competing Lenders

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Proposed New Orleans East lake splinters community - WWL-TV
Twenty minutes into a meeting, tension builds between two New Orleans East power brokers: businessman Sherman Copelin and state senator Ann Duplessis. “One of the things that Sherman Copelin is very good at doing is creating conflict,” Duplessis ...

Opponents to bailout lost a major point of criticism based on Big ... - DailyTech
When Ford, GM, and Chrysler, almost out of cash , flew their CEOs to Washington to beg lawmakers for financial aid, they made a major miscalculation. They flew in private jets, leading to Senators mocking their requests , likening them to a beggar in ...

Business Browser - Free Lance-Star
Black Friday marked the official start of the holiday shopping period, but today is the ceremonial kickoff for online retailers. For the past several years, the Monday after Thanksgiving has been called "Cyber Monday." The term was coined after ...

Sniper from first Gulf War needed help - Peninsula Daily News
PORT TOWNSEND -- Clay Neideigh is a quiet, gentle man who knows what it's like to live in harm's way. He also knows what it is like to scramble to provide a secure environment for his children. He was an Army sniper in the Middle East during the ...

Falls Church Business News and Notes - Falls Church News-Press
Virginia Commerce Bank will open its Falls Church branch in the West Metro Plaza at 7115 Leesburg Pike on Mon, Dec. 15. The branch will be open Mon through Thu, 9 a.m. -5p.m.; Fri, 9 a.m. -6 p.m; and Sat, 9 a.m.- noon. Established in 1988, VCB is a ...

The Madness of Crowds - Commentary Magazine
Fueled by easy credit, the real-estate market had been rising swiftly for some years. Members of Congress were determined to assure the continuation of that easy credit. Suddenly, the party came to a devastating halt. Defaults multiplied, banks began ...

Dozens of Centuries-Old Artifacts Found During Connecticut Road ... - FOX News
SOUTHINGTON, Conn. — A road widening project has become an archaeological expedition in Southington, where dozens of artifacts from the late 1700s and early 1800s have been discovered. The items were found along Mt. Vernon Road during a study ...

Report on economy presents grim future - Northern Virginia Daily
The housing bubble in Virginia is continuing to deflate, and it's taking some air out of the state's economy with it. That's the gist of economic data presented to members of the General Assembly's finance committees during their annual retreats last ...

Open Thread - News Busters
For general discussion and debate. Possible talking point: Is the worst of the financial crisis still to come ? The IMF's chief economist has warned that the global financial crisis is set to worsen and that the situation will not improve until 2010 ...

Grey Bruce Poetry Project - Owen Sound Sun Times
Welcome to the Poetry Project - a place to share your poetry and to enjoy the many voices of our community. Take a look at our community forum for Grey/Bruce poets. Submit your poems. Add links to your favorite poetry sites. Load up audio or videos ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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