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News about Mortgages:

Salmond demands "substantial" interest rate cut - Herald
Scotland's First Minister today called for a "substantial" interest rate cut - on top of the Chancellor Alistair Darling's £50 billion bank rescue package. Alex Salmond also called for unlimited protection for bank deposits, arguing that the ...

Will HBOS stay independent? - bbc
Some 2m small shareholders in HBOS and many thousands of HBOS employees may hope the two Scottish banking knights' plans to preserve the bank's independence receive a proper hearing - although there is no guarantee that what they propose will enhance ...

A letter to America: You Cannot be Serious - Common Dreams
Dear America, Before you say it, I know: presumptuous. No one can speak to a multitude or to a nation, even if your presidential candidates entertain the fantasy. The United States is too big, too diverse, to allow that sort of intimacy. Is it even ...

Today's Mortgage Terms starting with E

Equity: The difference between the current market value of a property and the total debt outstanding against the property.

Escrow: A transaction in which a third party represents both the buyer and seller, or for borrower and lender, involving the handling of legal documents and disbursement of funds. In some parts of the US, escrow of taxes and insurance premiums are referred to as impound or reserves.

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