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Globe editorial board editor on why Harper should resign - Globe and Mail
Darcy Meyer from Canada writes: John, you didn't take one question from someone defending Harper or posing an arguement why he should not resign. This would contrast your view and stance, and allow you to show your justification for such a call. I ...

NDP-GPC-LPC = 52% of the vote. - Globe and Mail
J. Michael from Canada writes: Clark Kellog from Calgary - I do not disagree, but obviously the GG is not really making any decision. It comes down to what the elected body that decides. I am happy with that. The GG is only a head, I figure! Go to an ...

Lost auto jobs pegged at 15,000 - Globe and Mail
david tarbuck from Ukraine writes: It is not clear how much of the $25 billion Canada will end up footing?? Nor clear to Whom? The answer to that one ought to be NO! Thank you but Canada will decide independently on how/what/when and most important ...

November 2008 - Weekly Standard
The terror assault on Mumbai is in its second day as Indian security forces struggle to regain control of the capital and clear the remaining terrorists from two hotels and a residential complex. Hundreds of Indian Naval and National Security Guards ...

Choosing a closing attorney - Boston Globe
In a recent conversation with a fellow exclusive buyer broker, I found that we had different ideas about what is best for our buyer-clients. We both have been working only with buyers for more than ten years. We both learned our trade from another ...

Road trip in search of the ‘real England’ - Financial Times
The driving, I could tell from the start, was going to be controversial. It began in quick succession with a smashed traffic cone, a close shave with an unwary pedestrian and the grisly murder of an entire family of voles, who, it must be admitted ...

Flintstones vs. Jetsons, democracy vs. dictatorship - Atlanta Journal Constitution
Obama is a U.S. Senator, long ago vetted by Congress and by the FBI for his security clearances. He’s an honors graduate from a pre-eminent law school, who taught U.S. Constitutional law for 12 years at another pre-eminent law school. Nobody who ...

Home sales fall 39% in Triangle - Raleigh News & Observer
Triangle market staggered over year The plight of Triangle home sellers turned gloomier in August. Sales of existing homes in Durham, Orange, Johnston and Wake counties fell 39 percent from the same month a year earlier -- the biggest year-over-year ...

Roast Stevens, toast Handel, mourn loss of competition - Atlanta Journal Constitution
U.S. Sen. Ted Stevens, the Republican pork-barreller from Alaska, found guilty just before the election of seven felonies involving work done but not billed by contractors on a house he owns, stands shockingly on the verge of re-election. I’m ...

A B.C. canoe spreads goodwill on British waters - Vancouver Sun
Amid the deepening economic gloom, a ray of sunshine reminds us that life is not entirely stocks, bonds and brokerage fees. Back in February, I wrote about canoeing enthusiast Chris Cooper's plan to share Canada's centuries-old love affair with this ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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