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Cheney's indictment in south Texas moves forward - Buffalo News
A Texas judge has set an arraignment for Vice President Dick Cheney, former Attorney General Alberto Gonzales and other officials accused of involvement in prisoner abuse. Presiding Judge Manuel Banales (buh-NAHL'-ehs) said Wednesday he will allow ...

Bush, Cheney should be impeached - Columbia Missourian
It is urgent that we start impeachment procedures immediately for both George Bush and Dick Cheney. In the two months they have left in office, they can do even more damage to our foundering economy, our environment, and our freedom. The Bush team ...

Call him D’Artagnan: Giuliani completes a GOP parade of presidential ... - Atlanta Journal Constitution
John McCain, Mike Huckabee, Mitt Romney. Somebody’s missing. Ron Paul? No, not Ron Paul. Giuliani. Yes. Rudy Giuliani. The fourth former GOP presidential candidate will make his way to Atlanta on Monday — that’s three days before Thanksgiving ...

Bush fingerprints all over financial crisis - Nashua Telegraph
President George Bush has many accomplishments. He selected Dick Cheney for his vice president. He appointed Ben Bernanke as chairman of the Federal Reserve. He appointed Henry Paulsen as treasury secretary. Mr. Cheney played an integral role by ...

Want a job with Obama? Prepare to disclose all - Houston Chronicle
Vice President Dick Cheney, getting ready to hand off his job, will sit down with Vice President-elect Joe Biden today at the Naval Observatory. Cheney spokeswoman Megan Mitchell said Cheney and his wife, Lynne, have invited Biden and his wife, Jill ...

The First Draft - Reuters Blogs
President George W. Bush is in New York Thursday, discussing financial markets and the world economy ahead of this weekend’s G20 summit on managing the global economic crisis. Bush also speaks at an interfaith debate at the United Nations and meets ...

Operation Enduring Disaster - Common Dreams
Afghanistan has been almost continuously at war for 30 years, longer than both World Wars and the American war in Vietnam combined. Each occupation of the country has mimicked its predecessor. A tiny interval between wars saw the imposition of a ...

A target-rich environment for columnists these days - Examiner
I'm still chuckling amiably about the way you ended a post-election e-mail to me, which I think we should share with our readers. (I'm determined to remain amiable these days, takingwhat comes my way with Falstaffian good humor.) What you asked me ...

Morning Brief: Change of plans - Foreign Policy Blogs
Without explicitly admitting error, U.S. Treasury Secretary Henry Paulson announced yesterday that his widely criticized plan to buy up illiquid mortgage-related assets had hit a few snags. Paulson indicated the Treasury would focus instead on ...

Obama adds more officials of Clinton era - Daily News Journal
WASHINGTON — President-elect Barack Obama promised a change in policies on the campaign trail, but many of the people he's bringing into government have been here before — in the Clinton-Gore administration. The latest example is prominent ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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