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Retail pain adds to state jobless rate - Seattle Times
Bret Chevrolet in Kent closed its doors three weeks ago, laying off some 40 workers. About 30 major car dealerships in the state have closed or merged this year. Washington's retail sector is taking a heavy blow as the state feels the impact of the ...

Average family "pretty solid" - Seattle Times
Jill dishes some dinner for Gordy as he arrives home from work. The Bentlers and their daughter, Natalie, at right, are a statistically average King County family. For most in the region, economic anxiety is muted, county demographer Chandler Felt ...

Onyx Hires New CEO--But Here's What You Won't Find In PR - CNBC
[ ONXX   Loading...       ( )   ] might be having a tough time finding a new leader. Well, nearly six months since longtime Chairman and CEO Hollings Renton announced his plans to retire this year, the biotech company has filled the spot ...

Homebuilders in region hurting despite what you see - Seattle Times
David Main, owner of Main Street Builders, stands in front of one of the houses he built in Renton. Since the house was finished in May, its price has been cut by $200,000. Main, who has been building single-family homes in the area since the 1970s ...

First-home owners boost a flawed scheme that needs a rethink - The Age
T HE Federal Government has announced a "first-home owners boost" as part of its $10.4 billion economic security strategy to strengthen the Australian economy during the current global financial crisis. Although clearly well-intentioned and no doubt ...

Dessert auction raises $185,000 for Vision House - Bothell Reporter
The Vision of Hope Dessert Auction Oct. 4 raised $185,000 for Vision House. About $55,000 of that money was cash. The rest was pledges, to come in over the next five years. The pledges were made by members of Vision Builders Alliance, a five-year ...

Greenspan Says, 'Who Could Have Known?' - Common Dreams
That's right, the former Maestro told Congress last week, when asked about the meltdown of the housing bubble and the resulting financial crisis, "we're not smart enough as people. We just cannot see events that far in advance ." Unfortunately, this ...

CONFESSIONS OF A SOCCER JUNKIE - CBC News
Soccer, the most popular sport on the planet, has had a grip on me ever since I was six years old when I watched my first Italian league game on the TV in the basement with my dad. Every four years, sports fans across North America jump on the soccer ...

Please visit these local CapeCodToday sponsors: - Cape Cod Today
Pictured: Front -- Dan Leahy (Harwich). Back -- L to R: Jake Malone (Harwich), Coach Rick Budion (Brewster), Zach Rowell (Wellfleet), Sam Gagnon (Brewster), Raymond Rowell (Wellfleet), Ritchie Budion (Brewster), Alex Powers (Orleans), Matt Thompson ...

Beautiful Miss Idaho in LCHS Parade - Spokane Spokesman-Review
Issue: Most Americans see 'judicial activism' crisis: Legal experts shocked by results of survey by American Bar Association publication /WorldNetDaily. DFO: Count me among those who believe the judiciary, particularly the federal judiciary and 9 U.S ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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