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Netherlands Will Combine ABN Amro With Fortis Banking (Update1) - Bloomberg
Nov. 21 (Bloomberg) -- The Netherlands will combine Dutch assets of ABN Amro and Fortis Bank, businesses it acquired last month in a 16.8 billion-euro ($21.1 billion) bailout. The business won't be sold or listed before 2011 and the combination will ...

George Osborne bounces back to find a path out of the economic woods - Times Online
In the Conservative Party’s Hundred Acre Wood, George Osborne has always been Tigger to David Cameron’s Christopher Robin. The Shadow Chancellor is a natural optimist, bouncing back enthusiastically after every setback. As an aide, he used to ...

Osborne survives, for now - East Anglian Daily Times
Political Editor Graham Dines asks if David Cameron was right not to move George Osborne LONLINESS is the price powerful politicians pay for rising through the ranks to become leader. Yes they need allies to watch their backs and to drum up support ...

Unemployment Fears in Kazakstan - IWPR
As the effects of global financial crisis make themselves felt in Kazakstan, there are fears that the country could face unprecedented social unrest if construction firms and other companies lay off large numbers of workers. While analysts in the ...

Nick Robinson's Newslog - bbc
With one bound they were free. The Tories are no longer committed to matching Labour's spending plans. In a speech this morning David Cameron says that his party will take another look at what government should be spending in what is likely to be ...

Tories target 'irresponsible' Brown over jobs - The Independent
UK unemployment has risen to its worst level since 1999 Gordon Brown was accused today by the Tories of "irresponsibly" having claimed to have abolished boom and bust as unemployment rose to its worst level since 1999. Commons leader Harriet Harman ...

Prime minister's questions - live - Guardian Unlimited
Harriet Harman and William Hague deputise for the prime minister and the Tory leader today. 11:51am: If Gordon Brown were taking PMQs today, he might have experienced a rare opportunity to bask in glory as his backbenchers queued up to congratulate ...

Fitch: Mortgage Holdings Could Imperil Life Insurance Firms - Insurance News Net
Copyright 2008 SourceMedia, Inc.All Rights Reserved National Mortgage News October 13, 2008 Pg. 9 Vol. 33 No. 4 711 words Fitch: Mortgage Holdings Could Imperil Life Insurance Firms Brad Finkelstein CHICAGO-Fitch Ratings here has downgraded its ...

First the rate cut. Now for tax cuts - The Independent
Government pressure forces banks to pass on 1.5 per cent rate cut to customers / PM plans more help for voters Tax cuts for low and middle-income earners are being planned by the Government in an attempt to limit the pain and the duration of the ...

George's Gut Reaction - The Sun
TALK about stating the bleedin' obvious. Hapless Harriet Harman solemnly declared "this is a serious time for the economy" at today's PMQs. With insight like that, Miss Harman sank without a trace. Miss Harman was standing in for Premier Gordon Brown ...

Today's Mortgage Terms starting with C

Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral: Property pledged as security for a debt.

Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau: It is a clearinghouse for credit history information.

Credit Report: A report containing a detailed credit history of an individual.

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