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Investor fear remains deep despite 1-day rally - Napa Valley RegisterNEW YORK - Since the Nov. 4 election, investors have been abandoning stocks in a kind of slow-motion crash that experts say underlines just how anxious they are about what is likely to be a long and deep recession. Even after a late-day rally on ...
Two-alarm fire guts house in western Las Vegas - Las Vegas SunA two-alarm fire gutted a home in the western Las Vegas Valley at about 11:45 p.m. Wednesday, injuring one person, and causing an estimated $750,000 in damage. Las Vegas firefighters arrived at 2900 Channel Rock Drive near Fort Apache Road and Sahara ...
National briefs - Dubuque Telegraph HeraldSWAN LAKE, N.Y. -- A deer hunter has been charged with manslaughter after a bullet he fired killed a toddler inside her grandparents' Hudson Valley home, police said Monday. Edward Taibi, 45, of New York City, was being held without bail on a second ...
Eureka! Treasure trove of Gold Rush art discovered - Las Vegas SunCharles B. Gillespie's iconic California Gold Rush artwork is no longer a family secret. Historians are hailing the obscure 49er's extensive collection of sketches and oil paintings after a descendant decided to put it up for sale this fall. "This is ...
Register for FREE - Wall Street JournalPlease register to gain free access to WSJ tools. An account already exists for the email address entered. Now that Hank Paulson has transformed the U.S. Treasury into Goldman Sachs South–buying, selling, lending to and merging companies–it ...
Former schoolhouse up for auction - Des Moines RegisterThe tan brick house at the corner of 30th Street and Euclid Avenue is more than a century old. And it shows. Its shingle roof is crumbling and the burnt red trim is peeling. Inside, the house is filled with trash - it has been months since anyone has ...
Looking back...Nov. 19 - Chetek AlertYour Thanksgiving dinner will be tossed down to you Saturday afternoon from the top of Abramson's Store. If you are alert and ready, you will get one. This is the annual custom of the store and brings hundreds out to see the fun. ... A committee ...
SEC charge will hit Cuban's 'every fan' rep - Buffalo NewsSince buying the Dallas Mavericks eight years ago, Mark Cuban has turned the team around and made himself one of the most visible owners in pro sports. Along the way, he's picked up his share of critics. Some say he's a nuisance to the NBA, with more ...
Matter of Record, November 17 - Wichita Falls Times Record NewsJo Nash vs. Kelly Wilson, 2131 Ave. F, $200,000.00, V3305 P885. Gary Writtenhouse vs. Jeff Prine, 1511 Nunneley Pl., #5, $1,248.37, V3306 P576. Workman, Tammy Michele, Wichita County, Chapter 7, Date Filed Oct. 29, Case No. 08-70448. Frazier, Phillip ...
Business Calendar - Nashville TennesseanDirectConnect Solutions' breakfast seminar, 7:45-10 a.m., Maggiano's, 3106 West End Ave. Mailing experts and USPS representatives will speak. Free. Reservations required. 386-3946, e-mail brenda.minshall@directconnectsolutions.com . Integrating ...
Today's Mortgage Terms starting with L
Lender: The bank, mortgage company or mortgage broker providing the loan.
Loan Application: A statement of personal and financial information needed to apply for a loan.
Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.
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