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News about Mortgages:

COURTS: Judge: Lender should have first dibs in condo foreclosure sale - Lockport Union-Sun
An existing order by a state Supreme Court justice says the mortgage-holder on Victorian Village condominiums should have first dibs on the proceeds of any foreclosure sale. State Supreme Court Justice Ralph A. Boniello III already ruled that Graham ...

Ask AP: Bottom-up bailouts, gas pump tampering - The State
If troubled automakers and banks need government bailouts, why not give their customers federally financed vouchers to help cover car and mortgage payments - so both consumers and companies could benefit from the money? Curiosity about bottom-up ...

Editorial: Keeping tenants in mind - Independent News Online
HERE'S A TWIST. Everybody knows about the mortgage crisis, with all the home loans made to unqualified buyers. But what would the government do if somebody asked to repay a federal mortgage... ahead of schedule? In the one case we know of, the ...

Building a village of the heart. - OpEdNews.com
Today I do not give thanks, I ask for help. Not just for the people who I am trying to help but for all the people everywhere who need it. I am asking each and every one of you who reads this to look around and do something for someone else. I am ...

School Board hears from two principals - TriVallyCentral
Steve Vlamis read the following into the record. "Section 1 of the Constitution of the United States: Neither slavery nor involuntary servitude, except as punishment for crime whereof the party shall have been duly convicted, shall exist within the ...

Foreclosures fill home market - Kansas City Business Journal
Jack Shelton, owner of Shelton and Associates, inspects a recently foreclosed home in Overland Park. The high number of foreclosures has his business booming, he says. The data show signs of improvement for the area housing market, but the market’s ...

Getting some answers - Northwest Herald
Re: Wonder Lake dredging. The Village Board voted unanimously to create the special service area. Tony Topf said that the vote was not an endorsement of the SSA. Does a unanimous vote sound like anyone on the board is against the SSA? The plan calls ...

Foreclosures continue to rise - NWITimes.com
Months after a $700 million federal bailout package was approved, local municipal officials say the foreclosure crisis doesn't seem to be getting any better. It's frustrating watching the news about the bailout for financial institutions, Calumet ...

Matter Of Records: December 1 - Wichita Falls Times Record News
Kell Propane vs. M.A. Flaharity, 199 Homestead Ln., $211.40, V3308 P579. AT&T Advertising LP vs. Bruce Harris, 3002 Speedway, $4,396.00, V3308 P853. The Estate of Richard Lynn Fanchier, et al, vs. Wichita Falls Care Center Inc., 7473 Row 25, Orland ...

Kristi O'Harran - Everett Herald
EVERETT -- When James Splitt moved to Mariner Village mobile home park, there was a waiting list. Four years later, the 87-year-old man's two next-door neighbors are gone, along with a third of the seniors who once filled the close-knit community in ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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