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In politics today, intention, symbolism, and rhetoric are everything ... - Article.nationalreview.comT he Roman moralist Plutarch wrote a number of parallel lives of illustrious Greek and Roman notables to offer his Greek-reading audience ethical lessons about character, virtue, and culture. He was trying to teach his fellow Roman citizens the ...
Katrina evacuee puts group show together - Louisville Courier-JournalA box of bones, female mechanics and comments on the animal nature of humans share the art limelight in Louisville this weekend: • Today: New Orleans hurricane refugee Tim Faulkner celebrates one year in his adopted Louisville with his Tim Faulkner ...
UCLA fields a winning team in commercial real estate - Los Angeles Daily NewsThey may not measure up to USC on the football field, but UCLA dominates its cross-town competitor in the commercial real estate arena. A team of students from UCLA's Anderson School of Management defended its Silver Shovel title during this year's ...
Efforts are under way to head off foreclosure - Philadelphia Daily NewsAt least four huge U.S. mortgage companies and two federal agencies are trumpeting programs to combat the home-foreclosure epidemic that is crippling the economy. But will they work? They are among a slew of efforts, but "none of them have really ...
Nov 30 - Dec 06 (178) - Andrewsullivan.theatlantic.com[W]hat about a grand bargain? In return for not having a vote in Congress, how about abolishing the federal income tax for DC residents? I suspect there are many who'd be all in favour of that. And of course such a move would do more to repopulate ...
Out of work, fearful or out of money: Help is available - Chico Enterprise-RecordBryan Trotter of Auriton Solutions in Chico talks homeowners and financially floundering consumers through their problems. His company's service is free, paid for by lenders, businesses, government agencies and private foundations. (Ty Barbour/Staff ...
Even if you can't buy it, happiness is big business - International Herald TribuneSAN FRANCISCO : The stock market has been on a roller coaster, banks are going under, unemployment is skyrocketing, and foreclosed homes pepper the landscape. What better time for a happiness conference? In this dopamine-laden city, where the pursuit ...
Holidays can be season for crime, police warn - Burlington Free PressSource: Burlington, South Burlington, Williston and Winooski police departments. More tips online Police and criminals seem to agree on the rule of thumb for holiday theft: Opportunities abound, but what a thief can't see, he's less likely to steal ...
The pursuit of happiness is big, serious business - Taipei TimesThe stock market has been on a roller coaster, banks are going under, unemployment is skyrocketing, and foreclosed homes pepper the landscape. What better time for a happiness conference? In this dopamine-laden city, where the pursuit of well-being ...
UBS Finds Limited Tax Fraud Involving Wealthy Americans - Gainesville SunLONDON — UBS has discovered only a small number of tax-fraud cases as part of an investigation into whether the Swiss bank helped clients dodge American taxes, the bank’s chairman, Peter Kurer, said Thursday. “Our investigations have uncovered ...
Today's Mortgage Terms starting with A
Accrued Interest: Interest earned but has not been paid
Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.
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