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News about Mortgages:

Sheila Bair's Mortgage Miracle - Wall Street Journal
What do you do if you've spent your career encouraging mortgage loans to people who can't repay them? Barney Frank's answer is to grill federal officials on why they aren't preventing foreclosures. Infuriated at the difficulty of modifying mortgages ...

Donna Brazile: Hungry for change -- and simply hungry - State Journal-Register
On Tuesday, Nov. 4, we were all witnesses to the momentous election of Barack Obama, whose simple campaign theme of change fed hope to millions of Americans hungry for new leadership and a reason to become engaged in the governance of their nation ...

FDIC chief: Intervene on foreclosures - CNN Money
NEW YORK (CNNMoney.com) -- The nation's top banking regulator warned Tuesday that help for troubled homeowners is failing to keep pace with the foreclosure crisis. "We're definitely behind the curve, and we fall further behind the curve every day ...

Classic holiday stories inspire during tough times - Associated Press
Hard times have you down this holiday season? Take a trip to the library for some inspiration from treasured stories of Christmas past. The mortgage meltdown, job squeeze and clash between rich and poor evoke long-popular holiday tales with ghostly ...

Bank's investment shows hope for economy - Press Republican
While large, multinational banks such as Citibank are getting bailed out by the federal government, Community Bank is making a multi-million-dollar investment in the North Country with its purchase of the local branches of Citizens Bank. It's a ...

Federal Reserve to buy more mortgage related assets - Wichita Business Journal
Raleigh home prices remain strong Federal Reserve to buy more mortgage related assets Feds hope to unfreeze SBA, consumer lending Fed to buy asset-backed securities Report shows California homes selling faster The Federal Reserve on Tuesday announced ...

Mortgages: Goal is to lower interest rates - USA Today
The government on Tuesday said it will buy up to $100 billion in mortgages held by Fannie Mae and Freddie Mac and the Federal Home Loan Bank, and it will purchase up to $500 billion of mortgage securities backed by the housing giants and Ginnie Mae ...

Washington Bureau - San Jose Business Journal
Foreclosures continue to outpace efforts to modify mortgages, prompting calls for the federal government to provide more robust relief to struggling homeowners. In October, foreclosure filings were reported on nearly 280,000 properties in the U.S., a ...

CML: Mortgage lending declines in third quarter: CML Scotland - Politics.co.uk
The downturn in mortgage lending continued in the third quarter with 15,100 house purchase loans granted in Scotland, an 18% decline from the previous quarter, according to new data from the Council of Mortgage Lenders Scotland. A similar decline was ...

Trying to end the mortgage rate lag - CNN Money
NEW YORK (CNNMoney.com) -- Bad news is good news for Treasury investors, and recently, there has been a whole lot of bad news. Mortgage rates, however, have not fallen with Treasury yields, but an $800 billion government bailout could change all of ...

Today's Mortgage Terms starting with H

Home Equity Line of Credit: A type of revolving credit in which your home is used as collateral.

Home Equity Loan: A revolving line of credit or loan based on the equity in the mortgagor's property. The property is the collateral for the loan, which is usable for any purpose.

Housing and Urban Development (HUD): A U.S. government agency created to introduce federal housing and community development programs; manages the Federal Housing Administration.

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