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House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

First Defiance Announces 2008 Third Quarter Earnings - Earthtimes
Author : First Defiance Financial Corp. -- GAAP EPS of $0.04 per share for 2008 third quarter -- Provision for Loan Losses increases in difficult credit environment DEFIANCE, Ohio , Oct. 20 /PRNewswire-FirstCall/ -- First Defiance Financial Corp ...

Antidote for Gumption-Deficiency Syndrome - Fort Worth Business Press
The greater new presidential emphasis is a lapsed general economic state-of-the-union, of course. Kind of goes without saying that Barack Obama has his work cut out for him in that respect — charged with cleaning up a rancid financial mess while ...

A war of the words - Fort Wayne Journal Gazette
Congress shouldn't have passed the rescue plan to take troubled assets off bank balance sheets, Democratic congressional candidate Michael Montagano said Friday. Rep. Mark Souder, R-3rd, defended his support of the bill - which passed with "yes ...

October 2008 (158) - MSNBC Firstread
One thing we know is that next Wednesday it’ll be over, right? We’ll know who the new president will be and whether the Democrats will have a filibuster-proof majority of 60 in the Senate? Right? Maybe not. Insiders in Georgia are convinced that ...

Political Punch - ABC News Blogs
Jake Tapper is ABC News' Senior White House Correspondent based in the network's Washington bureau. He writes about politics and popular culture and covers a range of national stories. According to people familiar with negotiations between the Obama ...

Reponse to County Administrator's Budget Proposal Cuts Deep - San Juan Islander
posted 11/02/2008 There is no doubt that San Juan County’s $1.8 million shortfall will impact the quality of life that we all enjoy. Some people will lose jobs, others will have their work hours reduced and even more will lose services to which ...

Coming Soon: SR to Release E-mail Exchanges ... (Not so fast...) - Spokane Spokesman-Review
Update: After reviewing the messages and our options (none good), we've decided not to post the messages. Here's the situation: Of the 50 messages, a few have explicit photos embedded in the message. We can't publish those photos (one shows a toddler ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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