Iron Gate Mortgage Rates and Information Online from competing Lenders

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BUSINESS LICENSES CHESTERFIELD - Richmond Times-Dispatch
The following are recently issued business licenses in Chesterfield County. All Clean Plus (personal service); licensee same, 9002 Highgate Hill Drive, Chesterfield 23832-2493. R. Bell General Contracting (contractor); licensee Russell L. Bell, 4508 ...

November 2008 - Weekly Standard
The terror assault on Mumbai is in its second day as Indian security forces struggle to regain control of the capital and clear the remaining terrorists from two hotels and a residential complex. Hundreds of Indian Naval and National Security Guards ...

Home prices down in 90% of Bay Area ZIP codes - San Francisco Gate
Sunday, November 9, 2008 The analysis compared price per square foot paid for existing single-family homes during the three months ended Oct. 15 to the price paid in the same period last year. This metric was picked rather than median home prices ...

Edward M. Gomez - San Francisco Gate
Conservatives are already gleefully referring to the current economic crisis as "Obama's recession" - disingenuously and dishonestly, of course, as they make a point of not mentioning that its causes are rooted in Republican policies that date back ...

House of the Week: A French provincial touch in East Greenwich - Providence Journal
The spacious master bedroom with his and her walk-in closets featuring skylights. This home at 441 Tillinghast Rd. in East Greenwich makes a powerful first impression. You start at a wrought-iron gate off Tillinghast Road and drive up a cobblestoned ...

Braves still shopping for a Big Dog - Atlanta Journal Constitution
The entry titled "Braves still shopping for a Big Dog," and any of the comments about it. The leaves are off the big ol’ oak tree I’m looking at in my front yard. Thanksgiving is just a week away. And the Braves haven’t filled any of their ...

Palin clothing bill up, poll standing down - Boston Globe
The John McCain-Sarah Palin campaign is striking back at a report about money spent on Palin's appearance. Politico reported that the Republican National Committee spent $150,000 to clothe and accessorize Palin since she was picked by McCain in late ...

Estimates show Palin assets top $1 million - Yahoo News
WASILLA, Alaska - Sarah Palin and her husband have pieced together a uniquely Alaskan income that reached comfortably into six figures even before she became governor, capitalizing on valuable fishing rights, a series of land deals and a patchwork of ...

The Occam's Razor Explanation - Nation
I'm working on a longer set of reflections on this remarkable election and its remarkable outcome. Sometimes as writer you can feel outclassed by the events you have to chronicle, and that's how I've been feeling the last two days. Such a moment ...

Last push before Election Day has Southwest Floridians overwhelmed - Naples Daily News
See the results without voting » . Not just because one side of it is owned by the city and the other side by Collier County, but because “Vote for Sen. John McCain/Gov. Sarah Palin” and “Vote for Sen. Barack Obama/Sen. Joe Biden” signs ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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