White Hall Mortgage Rates and Information Online from competing Lenders

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Fewer bingo players means fewer charity dollars Where is everyone? - Marion Star
MARION - For Martha Miracle, the bingo games at the Marion Family Moose Center Lodge aren't about money. It's about the people. "There are a bunch of characters up here," the Marion resident said. "If you come to win, strictly for the money, you come ...

And it's over... - Spokane Spokesman-Review
House Bill 2416 -- reinstating the 1 percent property tax cap -- passed handily. Senate Bill 6178 -- letting households below $57,000 postpone half their taxes, so long as they pay them back with interest when they sell the home -- also passed ...

How to request your own Homeland Security file... - Spokane Spokesman-Review
Via the First Amendment Project, here's an easy-to-use website that walks you through requesting a copy of whatever dossier the Department of Homeland Security might have compiled on you so far. From the website: The Department of Homeland Security ...

Bush pardons 14; no high-profile criminals on list - The Washington Times
President Bush on Monday pardoned 14 people and commuted the sentences of two others whose crimes included drug offenses, fraud and breaking laws meant to protect endangered species. The list did not include any of the high-profile criminals who may ...

Where to get help - MLive.com
Community Access Line of the Lakeshore is available by calling 211. This resource helps connect people to agencies or volunteers who can help with a specific need. CALL also can be reached at 733-1155. Volunteers : Contact Yvonne at 773-3448, ext ...

Sports museum opens in LA - Riverside Press Enterprise
LOS ANGELES - When Gary Cypres' sports memorabilia collection reached 10,000 pieces and threatened to overflow their house, his wife told him to get it out. The man who made his money in the finance, mortgage and travel agency businesses did just ...

An energetic change - Financial Times
“There can be no freedom or beauty about a home life that depends on borrowing and debt.” So says Torvald in The Doll’s House , written by Henrik Ibsen, Norway’s greatest playwright, more than a century ago. In the midst of a global financial ...

Struggles of the oysterman - Connecticut Post
WESTPORT -- On a raw November morning, when the tide is low and the wind blows steadily from the northwest, oysterman Alan Sterling clambers aboard a makeshift raft and paddles to his fishing boat a few hundred yards from shore. The 26-foot vessel ...

Wessler: A heated batch of leftovers - Peoria Journal Star
I am quite sure the turkey I stuffed into my mouth Thursday was not cooked in a Pot, nor had it been Shot. Can't say the same for this column. ... The Answer Man A bunch of guys were sitting around, doing what guys do: watching football and playing ...

UPI NewsTrack TopNews - United Press International
BAGHDAD, Nov. 29 (UPI) -- A total of 13 countries with troops currently stationed in Iraq will soon remove those soldiers from the war-torn country, a military official says. Brig. Gen. Nicolas Matern, Multi-National Corps Iraq deputy commander, said ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.
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