Sevier Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

banking conditions in sevier county - Seymour Herald
With more than 14 bank failures – so far this year – and more promised - including Wachovia, many voiced their concerns about the state of local banks in Sevier County. According to the FDIC.gov website, the FDIC-insured commercial banks and ...

Gresham, Smith & Partners add senior staff members - Nashville City Paper
Gresham, Smith and Partners, a leading national architecture, engineering, planning and interior design firm, announced recently that Michael Abt , P.E., and Ket West , AIA, have joined the firm’s industrial group as senior project managers. Abt ...

Disabled Sevierville man may lose home to foreclosure - WATE
SEVIERVILLE (WATE) -- A Sevierville man's declining health has caused another problem for him, a mortgage crisis. Tony Grindstaff has a fixed rate mortgage and crippling rheumatoid arthritis. The disease strikes more people in the U.S. than any other ...

A Seymour man took his life this morning as sheriff's deputies arrived ... - WVLT
Court records show James R. Newcomb had a judgement against him and eviction papers were being delivered by deputies to his Seymour home. That's when sources tell us newcomb shot and killed himself. No doubt tough economic times are taking their toll ...

New resort to hire 300 soon - Knoxville News Sentinel
Layoffs may fill the news, but at least one East Tennessee company is looking to hire hundreds of people. The Wilderness in the Smokies resort and waterpark in Sevierville is nearing completion and management is looking to hire about 300 people soon ...

Sheriff: Man kills self as officers attempt to serve eviction papers - Knoxville News Sentinel
A Blount County man is dead this morning from an apparently self-inflicted gunshot wound, fired as officers attempted to serve a writ of possession on his house, Sheriff Jim Berrong said. Berrong said it was not a foreclosure and that the paperwork ...

Skinheads accused of Obama plot held in jail - WATE
As more companies announce layoffs and closures, Belle Island Village in Sevier County is taking a different route by opening dozens of new stores, restaurants and even amusement park rides. It's also hiring more than 1,000 people. more>> Athens ...

TVA CEO Tom Kilgore (Photo Courtesy: Tennessee Valley Authority) - WVLT
NASHVILLE, Tenn. (AP) -- The Tennessee Valley Authority board has approved increasing the utility chief executive's compensation by nearly a half million dollars, and Congressman Jimmy Duncan, Jr., has sent a letter to the TVA board chairman ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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