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PROPERTY TRANSFERS: Nov. 17- 22, 2008 - Glasgow Daily Times
Aubrey H. Carver, Aubrey Wayne Carver and Mae Dean Carver, 11.17 acres on Capitol Hill Road, to Aubrey Wayne Carver and Mae Dean Carver. David and Diana Saylor, 2 tracts on Bluff Springs Road, to Donny D. Wright, $76. Carla W. Allen, Master ...

Tallahassee woman fighting to keep her home - Tallahassee Democrat
In my heart, I thought I owned the house. Ralph had made all the payments," she said. She has receipts for each one. They even had a mortgage life insurance policy to pay the loan balance in the event of his death. Then the unthinkable happened ...

Hot Zips For Memphis Home Burglaries - Eyewitness News
The stats for Frayser and Parkway Village are about the same as last month. Two of the zips, 38115 and 38116, saw significant dips in home break-ins. Meanwhile, in Raleigh, residents there see trouble because of the mortgage crisis. James Flemings ...

2008's top turkey was a disaster of millennial proportions - Toledo Blade
THERE will be no pardon for the most notable turkeys of 2008. Not the runners-up and not the No. 1 magnet for mischief and misfortune. Some years, the turkeys are simply unforgivable and this is one. Yes, it's time again for the annual Turkey of the ...

Deeds Oct 22nd thru 31st 2008 - Cecil Whig
Chandler H. Gebhart, III, to Carl D. and Linda K. Becker, Bohemia Bay Yacht Harbor, Chesapeake City, $64,000, October 22. Jennifer R. and Thomas H. Clark, Jr., to Jennifer R. Clark, 224 Biddle Street, Chesapeake City, $0, October 24. Helena A. DuPont ...

Tom Richmond: Prince of Darkness finally sees the light - yorkshirepost
I'M surprised that a man of Peter Mandelson's importance needed taxpayer-funded lessons on the use of his personal BlackBerry when the Downing Street switchboard is at his beck and call. But, on the other hand, Gordon Brown will probably argue that ...

The sadly obligatory SCOTUS birth-certificate post - Hotair.com
The Chicago Tribune briefly revives the Obama-birth-certificate kerfuffle in an update today, if only to throw more cold water on it.  Tomorrow, the Supreme Court confabs over whether to grant a review to Leo Donofrio’s lawsuit after having it ...

Globe editorial board editor on why Harper should resign - Globe and Mail
Darcy Meyer from Canada writes: John, you didn't take one question from someone defending Harper or posing an arguement why he should not resign. This would contrast your view and stance, and allow you to show your justification for such a call. I ...

Dems Give White House Ultimatum on Auto Bailout - ABC News Blogs
ABC News' Z. Byron Wolf Reports: Democrats sent a clear message to the White House tonight - make some of the $700 financial industry bailout money available to the domestic auto industry or else. And they want an answer by Friday. Auto makers ...

Nick Robinson's Newslog - bbc
The fanfares, the ermine robes, the tiaras. She's seen it all before. Her Majesty has delivered the Queen's Speech no fewer than 56 times but never has there been a day quite like this - a day when the monarch didn't just open Parliament - she was ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.
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