Detroit Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Kashkari: Treasury considering mortgage rate plan - Associated Press
WASHINGTON (AP) -- The head of the government's financial system rescue effort said Thursday the Treasury Department is considering a program to encourage banks to make mortgage loans at low rates to help revive the battered housing market. Under the ...

Detroit rail line chugs forward - Detroit News
LANSING -- Key components of a plan to build a light rail line along Woodward Avenue in Detroit were approved without opposition by the state Senate on Thursday, and lawmakers said they plan to complete the multibill package when they resume session ...

Bailout fatigue hurts Big Three on Capitol Hill - San Francisco Gate
Friday, December 5, 2008 (12-05) 04:00 PST Washington -- With time fast running out, Congress and the Bush administration will wrestle again today over whether to lend $34 billion to Detroit automakers, even after senators heard grim warnings that ...

Sen. Richard Shelby remains steadfast in opposing auto industry ... - Birmingham News
WASHINGTON - Nothing U.S. automakers said or did Thursday convinced Sen. Richard Shelby they are worthy of $34 billion in government loans they say would save them from bankruptcy and stem an even wider economic fallout. "Disturbing," Shelby said ...

Democrats: Obama needs hands-on economic approach - Napa Valley Register
WASHINGTON - Democrats are growing impatient with President-elect Barack Obama's refusal to inject himself in the major economic crises confronting the country. Obama has sidestepped some policy questions by saying there is only one president at a ...

Is This Detroit's Last Winter? - Time
"The American people made Ford Motor Company what it is. We have nothing the public did not give us. No surplus exists for personal benefit — every surplus is provided for future use. The future is here, and we are going to do our utmost — risk ...

Analysis: Avoiding blame in auto industry crisis - AOL
WASHINGTON -Not surprisingly, neither the outgoing Bush administration, President-elect Barack Obama nor the Democratic leaders of Congress wants to be blamed for the loss of a once-proud domestic auto industry and the disappearance of hundreds of ...

Reshape Detroit and move forward - Democrat and Chronicle
I remember the Chrysler bailout. I remember all the tax breaks given to the Big Three. I remember Who Killed the Electric Car? while the "foreigners" kept producing cheaper, more efficient and lower-environmental-impact vehicles. I remember Roger and ...

Titans rest for stretch run after routing Detroit - FOX News
NASHVILLE, Tenn. — Now the Tennessee Titans are enjoying the payoff for playing three games within 11 days: a long weekend of rest and relaxation. Jeff Fisher had his Titans in Friday for a meeting and workout, then dismissed them until Tuesday as ...

Mortgage Q&A: Promise amid challenges - The Washington Times
In past years, I have often taken today's column to reflect on the economic environment in America and discuss what aspects and events deserve our thanks. I have to admit that this year's column is a bit harder to write. Let's summarize what's facing ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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