Princeton Mortgage Rates and Information Online from competing Lenders

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HUNTER IN TOP 10 - New York Post
You don't have to trek to Harvard, Yale or Stanford to get yourself some collegiate prestige. One of the best educational buys in America is right here on East 68th Street - CUNY's Hunter College. Hunter is No. 8 on the prestigious Princeton Review's ...

Owner of 'Golden Pond' boat sees golden opportunity - Minneapolis Star Tribune
A Twin Cities man says he owns one of the boats featured in the Oscar-winning movie "On Golden Pond," and it's sitting in the dock of eBay watching the bids roll its way. "This is THE movie boat from On Golden Pond!!!!" says the online auction ...

Peak oil expert launches Frostic environmental series - Western Michigan University Magazine
KALAMAZOO--Dr. Kenneth Deffeyes, a famed Princeton geologist who believes world oil production peaked three years ago, will speak at Western Michigan University at 7 p.m. Tuesday, Jan. 13. Speaking in the Fetzer Center's Kirsch Auditorium, Deffeyes ...

Housing: Where Is the Bottom? - Seekingalpha.com
It is generally agreed that housing is a significant contributor to the current economic crisis. Many have said that the credit bubble can not be deflated and the consumer can not return to spending until housing prices stabilize. Others have said ...

Site Presented By - Salon
Paul Krugman at a news conference Oct. 13 at Princeton University, during his introduction as the 2008 Nobel Prize winner in economics. On his way to Stockholm, the Nobel Prize winner and New York Times columnist takes time to explain the "awful ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. President-elect Barack Obama is expected to round out his economic team next week with the selection of Cecilia Rouse , a Princeton University ...

US credit markets resist thawing - The Age
As the new owner of $US172.5 billion ($243 billion) of preferred shares and warrants in 208 US financial institutions, the US Treasury Department hasn't succeeded in thawing frozen credit markets, leaving taxpayers propping up an industry that won't ...

In '09, economy will depend on unlocking credit - Salt Lake Tribune
For now, many banks are hoarding money rather than lending it. Their holdings of cash have nearly tripled to more than $1 trillion in the past three months, according to Federal Reserve data. "Credit, the disposition of one man to trust another, is ...

TOPWRAP 4-Factories slash output, New Year optimism in markets - FXStreet.com
BEIJING/NEW YORK, Jan 2 (Reuters) - Factories from China to India, Europe and the United States slashed output and jobs in December, but investors seemed determined on Friday to start the new year on a positive note, pushing stocks higher. U.S ...

Banks’ ‘Catatonic Fear’ Means Consumers Don’t Get TARP Relief - Bloomberg
Jan. 5 (Bloomberg) -- As the new owner of $172.5 billion of preferred shares and warrants in 208 U.S. financial institutions, the Treasury Department hasn’t succeeded in thawing frozen credit markets, leaving taxpayers propping up an industry that ...

Today's Mortgage Terms starting with M

Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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