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McCain's Annoying Little Fraud - Slate
( Pierre, S.D .) McCain would like everyone to think his campaign imploded last summer because of his courageous support for the surge in Iraq : I fought for the right strategy and more troops in Iraq, when it wasn't a popular thing to do. And when ...

Feature: Screenwriters in Hollywood - Artistdirect.com
Imagine that a movie crew is a football team. The director’s like a quarterback; he lines up the offense, makes sure everyone knows their mark and executes the play. Much of the success rides on his leadership. The tailback is your marquee star ...

"Shame on you for writing that article! Shame on you!!!" - Huffingtonpost.com
"I'm calling you because what you wrote is so politically slanderous. I'm shocked that a woman would do that. You are a disgrace to your gender and your country." "Yeah, great story. You and your freak publisher. Just quit writing those kinds of ...

Three men charged with breaking into Bonita home - Naples Daily News
BONITA SPRINGS — Three suspects accused of breaking into a Bonita Springs home were arrested Wednesday night after a pursuit that involved deputies from three counties, and a fourth suspect is still on the loose. According to the Lee County Sheriff ...

Feds Shut Down Illegal Spammers - PC World
WASHINGTON -- The U.S. Federal Trade Commission (FTC) has shut down four illegal e-mail spamming operations, including one that offered the opportunity to "date lonely wives," the agency said Thursday. Two of the other operations sending unwanted ...

Donald Trump - San Francisco Gate
"The Apprentice" star Donald Trump is reportedly buying Ed McMahon's Beverly Hills mansion. The former "The Tonight Show" sidekick is currently fighting to save his home from repossession after falling behind with mortgage repayments. However, tycoon ...

January 2007 Archives - Daily Blabber
Earlier this morning I told you about Jennifer Aniston's interview with People in which she talked about her most recent nose job . Or, as she likes to call it, necessary corrective surgery. Whatever gets her through the night. Now more than ever, it ...

Alaska Digest - Juneau Empire
JUNEAU - Two potential investors visited Juneau last weekend to consider entering into an agreement to develop an 18-hole golf course planned near Peterson Creek at the northern end of Douglas Island. One developer was from Washington state and the ...

Guru of greed: The cult of selfishness - The Independent
Fifty years after it was first published, Ayn Rand's most influential book offers a vital clueto why so many Americans vote against their economic and social interests. By Leonard Doyle Why is it that millions of ordinary Americans vote for ...

Brad Pitt's Neverland wish - femalefirst.co.uk
Brad Pitt is set to buy Michael Jackson's Neverland Ranch. The actor and his lover Angelina Jolie are said to be convinced the sprawling California estate would be the perfect place to raise their four children. A source said: "Brad and Angelina are ...

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Today's Mortgage Terms starting with A

  • Accrued Interest: Interest earned but has not been paid
  • Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
  • Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
  • Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
  • Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
  • Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
  • Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
  • Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
  • Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.
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