Fayetteville Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Capital Bank gets set for housing market to revive - Raleigh News & Observer
Capital Bank is adding 15 mortgage officers -- more than doubling its current staff -- in anticipation of a resurgence in the housing market. The Raleigh-based bank, which has 32 branches statewide, is also setting aside more than $20 million for ...

Situations determine refinancing - Fayetteville Observer
It depends on your situation. How much do you still owe? How long do you expect to stay in your home? Are lower payments a priority? Janiece Brewer, owner of Liberty Point Mortgage and vice president of the Mortgage Bankers Association of ...

Should you refinance? - Fayetteville Observer
Janiece Brewer hasn’t been asked to crunch so many numbers since the housing boom of 2005. But instead of working with potential new homeowners, the inquiries at her mortgage loan company have been about refinancing as interest rates sink to record ...

On The Agenda - Morning News
The weekly morning Biz-4-Biz Networking Groups meet at 8 a.m. to roughly 9 a.m. unless otherwise noted. Tuesday 7 a.m. -- BNI Razorback Network Group meets at the Holiday Inn in Springdale inside the sports bar area. Contact Jonathan Coker at 254 ...

Jim Walter Homes to close branches, including one in Alexandria - Alexandria Daily Town Talk
Walter Industries, Inc. today announced the closure of Jim Walter Homes, including a branch in Alexandria, according to PRNewswire-FirstCall. Jim Walter Homes built more than 350,000 homes during its history, but has not been profitable in several ...

Man charged despite girlfriend telling police she framed him - Northwest Arkansas News
A University of Arkansas employee faces charges for recording a teenage girl in the shower even though his girlfriend told police she did it to get him in trouble. Kevin Dale Robinson, 35, was charged Tuesday with possessing or viewing matter ...

Walter Industries, Inc. Announces Closure of Jim Walter Homes - PR Newswire
TAMPA, Fla., Jan. 6 /PRNewswire-FirstCall/ -- Walter Industries, Inc. (NYSE: WLT) announced today the closure of its Jim Walter Homes subsidiary. Jim Walter Homes built more than 350,000 homes during its history, but has not been profitable in ...

Top 10 news stories for 2008 - Harrison Daily Times
In the early morning hours of Feb. 6, Stephen Williams, 28, of Bryant left a Little Rock bar in his pickup. Witnesses said he was very drunk, even describing him as “out of it.” Click image to enlarge In fact, he was so “out of it” that he ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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