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Obama works to 'hit the ground running' with Congress - Detroit Free Press
WASHINGTON — As President-elect Barack Obama looks toward Inauguration Day, coordination with Congress could produce a remarkable result: Democrats may try to pass an economic stimulus bill even before Obama takes office Jan. 20, and have it on his ...

Gates a 'Done Deal' - ABC News Blogs
Sources tell ABC News that Defense Secretary Robert Gates will be staying on in the top Pentagon job, for at least the first year of the Obama administration. "It is a done deal," a source close to the process tells ABC News. Gates, while a ...

Five Reasons to Invest in Defense - Seekingalpha.com
Although November ended on an upbeat, overall the month was brutal for stocks and the defense sector was no different. The sector has not been trading on fundamentals or the realization that defense sector revenues and earnings are relatively ...

World headlines today - The Times
The number of new cancer cases and deaths are falling for both men and women for the first time since the government began compiling a report on long-term trends, researchers announced on Tuesday. Overall cancer death rates decreased an average of 1 ...

Obama filling cabinet at record pace - Tulsa World
CHICAGO - President-elect Barack Obama picked a national security team headed by former campaign rival Hillary Rodham Clinton and Bush administration holdover Robert Gates on Monday, and said he wants to consult with military commanders before ...

Fannie Mae names Johnson chief financial officer - Salon
Nov 25th, 2008 | WASHINGTON -- Fannie Mae says David Johnson will serve as the mortgage giant's chief financial officer and executive vice president, beginning immediately. Johnson joins the company from Hartford Financial Services Group, where he ...

Feds arrest Birmingham, Ala., mayor on bribery, fraud, other charges ... - Minneapolis Star Tribune
Bush: `I'm sorry' the economic crisis is occurring Palin implores Ga. Republicans to back Chambliss Bush uses final 50 days in office to tout legacy Obama's cabinet picks shake up NY, AZ politics Obama picks Gates, Clinton for foreign policy team ...

More Top Stories » - Yahoo News
CHICAGO - President-elect Barack Obama will keep Defense Secretary Robert Gates in that job for at least a year, according to an official familiar the two men's discussions. MIAMI - A judge on Tuesday ruled that a strict Florida law that blocks gay ...

AP Daily Photos - Omaha World-Herald
CHICAGO (AP) - Seeking experience in wartime, President-elect Barack Obama intends to re-enlist Defense Secretary Robert Gates as head of the Pentagon - if only temporarily - and has chosen a retired Marine general to be White House national security ...

Ann McFeatters: So far, so good on Obama transition - Knoxville News Sentinel
With every day bringing more bad financial news, with job loss now an equal opportunity experience, with paying the mortgage each month a major hassle, we can at least be glad that Barack Obama is said to be ahead of any previous president-elect in ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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