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News about Mortgages:

Thompson earns broker license - Chattanooga Times Free Press
Brandi Pearl Thompson of ReMax Properties North in Hixson has earned her broker license. Ms. Thompson has the Accredited Buyers Representative and Quality Service Certified designations. She works on the Shipley Real Estate Superpower team at ReMax ...

Property transfers - Herald-Standard
Property transfers listed in the Fayette County recorder of deeds office from Nov. 14 through Nov. 20 were as follows: Alex Merkosky and others to Terry L. Smitley and others, property in North Union Township for $2,000. Geremia Scotto-Diluzio to ...

Landowners urge action on easement - Pueblo Chieftain
CHIEFTAIN PHOTOS/CHRIS McLEAN -- Fowler rancher J.D. Wright calls for reform of conservation easement policies while other lower Arkansas Valley residents listen during a meeting with members of the Conservation Easement Oversight Committee Monday in ...

Calendar of Events - Alexandria Daily Town Talk
EARLY VOTING: Early voting for the Oct. 4 elections will be held from 8:30 a.m. to 6 p.m. at parish registrars' offices today and Monday through Saturday next week, Sept. 22-27. VOTELESS PEOPLE IS A HOPELESS PEOPLE "POLITICAL FORUM": 6-8 p.m ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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