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Bank of Granite reports improved results - Greensboro Business Journal
Bank of Granite Corp. reports a loss of $271,000 for the third quarter, improving on the $22 million loss it posted a year earlier and the $3.4 million loss it had in this year’s second quarter. The bank said the down market for financial stocks ...

Bank of Granite Corporation Decides Not to Split Stock - StreetInsider.com
GRANITE FALLS, NC -- (MARKET WIRE) -- 10/07/08 -- Bank of Granite Corporation (NASDAQ: GRAN ) (the "Company") announced that its Board of Directors has decided not to pursue a previously announced 5-for-4 stock split that was to be effective for ...

America must act now to escape from limbo - Times Online
A week before the presidential election and in the midst of the worst financial crisis in living memory, America is a country on its knees. Despised by its enemies, ridiculed by its friends and paralysed by its Government's incompetence and confusion ...

Democrats Maintain Majorities In Legislature - WSOC-TV
RALEIGH, N.C. -- The excitement surrounding President-elect Barack Obama's campaign and Democratic wins for several top posts in North Carolina wasn't enough to help the party increase its majorities in the General Assembly. But if this was an ...

GOP held its own in state House, Senate races - Times-News
The excitement surrounding President-elect Barack Obama's campaign and Democratic wins for several top posts in North Carolina wasn't enough to help the party increase its majorities in the General Assembly. But if this was an election of change - a ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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