Louisville Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Erin Toll's war on mortgage fraud rolls on - Northern Colorado Business Report
DENVER - The Colorado Division of Real Estate, under the direction of agency head Erin Toll, is racking up some big numbers in its campaign to stamp out mortgage fraud through its investigations of appraisers, lenders and brokers. The recent ...

Personnel file - Lexington Herald-Leader
Centre College: Ali Hamilton and Dawn Brown-Piatt have been named admission counselors. Shanna Heath has been named welcome center coordinator. Finance Kentucky Bank: Coy Nunemaker has joined the bank's lending department as a mortgage originator. He ...

Obituaries in the news - Las Vegas Sun
LOUISVILLE, Ky. (AP) _ Tom Gish, who shone the spotlight on corruption and environmental degradation in his corner of southeastern Kentucky as an award-winning publisher of The Mountain Eagle of Whitesburg for a half-century, has died. He was 82. His ...

Bettor believe change looms - Denver Post
To a large percentage of football fans, the NFL has never been about whether your team wins or loses but whether it covers. The growth of fantasy football has sliced an even larger percentage of the fan base that is less about the sanctity of victory ...

PNC decision on National City jobs expected soon - Cleveland Plain Dealer Blog
PNC Financial Services Group is gearing up for an announcement regarding the fate of thousands of jobs, primarily in Cleveland and Pittsburgh. The Pittsburgh bank, which said last month it is buying Cleveland's National City Corp., told employees ...

Homeless population skyrockets - WHAS 11
The tough times touch just about everybody.  But some people lose everything.  And the homeless population is skyrocketing. It’s still dark out when Terri Perez turns on the lights to get to her locker and start her day. Terri Perez says, “I ...

Klis: Vegas impact no fantasy - Denver Post
To a large percentage of football fans, the NFL has never been about whether your team wins or loses but whether it covers. The outgrowth of fantasy football has sliced an even larger percentage of the fan base that is less about the sanctity of ...

New day dawns for area business - Inrich.com
The business landscape in the Richmond area is significantly changed from a year ago, transformed by a national economy that is veering toward recession. Corporate names long associated with the region have been absorbed into other companies, moved ...

City Halls Call Out for Help From Obama - WXIA 11 Alive
(MSNBC.com) -- America's mayors are crying out for help from President-elect Barack Obama, seeking immediate relief from a national economic crisis that has slammed budgets in big cities, suburbs and small towns. INTERACTIVE MAP: What America's ...

Detroit: Barney Worries Bankruptcy Would Bust Unions - News Busters
Barney Frank favors bailing out the Detroit automakers over letting them go into bankruptcy.  Chief among his concerns is that bankruptcy might "bust" the unions. You know, those organizations whose contract demands have put Detroit on the brink of ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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