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Activities can put a big hit on pocketbook - Detroit NewsTRENTON -- Jeff and Teresa Miller know all about financial sacrifice. Jeff, 53, can't remember the last time he and his wife went out for a nice dinner. Teresa, 44, can't recall a time she didn't bargain shop for groceries. But the Millers don't mind ...
Dexter Area Historical Society raising money to raise the roof at ... - MLive.comPaul Bishop and his colleagues from the Dexter Area Historical Society and Museum are raising money to replace the aging roof on Gordon Hall. Bishop, management committee chairman for the hall, says the roof replacement project is a costly endeavor ...
Actor Richard Fitzpatrick pays homage in "Roethke and Me" play at SVSU - MLive.comAs a long-time actor, Richard Fitzpatrick's television movie credits include portraying President Gerald Ford once and John Ehrlichman, President Richard Nixon's assistant, twice. In Stratford, Ont., where he and his wife have lived for 20 years and ...
Today's Mortgage Terms starting with P
Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
Principal: It is the amount of money borrowed or owed, excluding interest.
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