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News about Mortgages:

Hard times - Tacoma News Tribune
In happier times, Annette Stewart-Fulton spent most of her work week at the Martin Luther King Housing Development Association coaching first-time home buyers through the complexities of real estate contracts, interest rates and mortgages. But last ...

Items pertaining to Fulton neighborhood - Southwest Journal
ARMATAGE — Principal Joan Franks was working with district and city officials to head-off what she termed “an accident waiting to happen” near Armatage Community and Montessori School in February. Franks said traffic near the intersection of ...

Home foreclosures on the rise in Franklin County - Public Opinion
More on the market: Foreclosed homes in Franklin County jumped from 16 last year to 28 today. In more typical economic times, the county has six to seven foreclosures on the market. Home foreclosures are up. The number of properties listed for ...

Economic summit predicts '80s-like slide for state - MLive.com
Deep in the grim economic forecast University of Michigan economists delivered on Friday was a sobering reality for state residents who remember the recession of the early 1980s: It's getting just as bad here now. U-M economist George Fulton predicts ...

Both lose in aborted home sale - Atlanta Journal Constitution
Like all illegal immigrants, Lorenzo Jimenez knew the knock on the door from immigration agents could come at any time. Still, he had enough faith in the American dream to buy a house, even though signing the papers meant raising the risk: He put his ...

Street of risk and loss - San Diego Union-Tribune
It produced easy money for specula-tors and mortgage brokers and short-lived happiness for families who bought houses they couldn't afford to keep. Few streets in the county have witnessed as dramatic a turnaround as Little Lake. Nestled in the heart ...

People of modest means hitched hopes on Little Lake Street - San Diego Union-Tribune
It produced easy money for speculators and mortgage brokers and short-lived happiness for families who bought houses they couldn't afford to keep. NELVIN C. CEPEDA / Union-Tribune A "repo" bus tour through Otay Ranch stopped recently on Little Lake ...

Local News Stories - Columbia Daily Tribune
City officials this week began to tackle the question of how to create a more sustainable Columbia, including the possibility of hiring of a sustainability director to oversee green job initiatives and waste-reduction practices. Columbia’s chief ...

Erie County Real Estate Transactions - Buffalo News
• 31 Lanoche Court, Michael A. Young; Karen A. Young to Yijun Cheng; Li Li, $525,000. • 1 Cloister Court, Mary Michael Egan; Edmund A. Egan to Michael P. McGorry; Pamela M. McGorry, $466,000. • 73 Hampton Hill Drive, Nicholas D. Mecca; Efterpe ...

Washington Co. real estate market rose last month - Herald-Mail
WASHINGTON COUNTY — Don’t break out the champagne yet, but for those with a house to sell, there is good news: Washington County’s real estate market increased last month for the first time in nearly three years. The number of people buying ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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