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Eagle Point park residents say 'no' to fee boost - Medford Mail Tribune
EAGLE POINT — Residents of Butte Crest Park say that the dozens of "For Sale" signs popping up across their manufactured-home community are simply signs that they have had enough. "Every time we turn around, we get another piece of paper about ...

Elder Q&A: Elderly mother struggling to stay in her home - Eagle-Tribune
My elderly mother is really struggling financially to remain in her home. She was doing relatively well the last few years until expenses skyrocketed. I have exhausted every resource and tax break I can find, and it still isn't enough. What are her ...

Stocks end mostly higher after mortgage deal - Reading Eagle
NEW YORK - A deal to help head off more mortgage foreclosures pulled Wall Street out of a slump Thursday, giving stocks a mostly higher close. Democratic lawmakers reached an agreement with Citigroup Inc. on a plan to let bankruptcy judges alter ...

Still-frozen credit? Blame it on recession - Reading Eagle
Unless you've lost your job in the last 12 months, the recessionary symptom that affected you most directly was the knotting of America's credit market. Even people with good credit ratings had a more difficult time securing home and auto loans, and ...

Old friends find themselves on slippery slope - Times Online
Some interesting entries leap out of the list of participants at the World Economic Forum at Davos later this month. Next to each other, nay, jostling each other even, are George Osborne, Shadow Chancellor, and Lord Mandelson of Foie Gras. Now, where ...

Women, Wisdom, & Wealth: Goodbye 2008, and good riddance - Naples Daily News
It wouldn’t be surprising if more than a few investors mumbled “good riddance” as the crowds sang “Auld Lang Syne” to show 2008 out the door. It was particularly gratifying to see the end of the fourth quarter, easily the worst three months ...

Wall Street woes spur rush on gold - Fort Wayne Journal Gazette
DENVER – Investors who have forsaken shaky financial markets for the safety of gold must feel a little bit like prospectors. As the worst recession in at least a generation spreads, so too does the clamor for gold bars and coins, assets less likely ...

Demand for gold continues - Missoulian
DENVER - Investors who have forsaken shaky financial markets for the safety of gold must feel a little bit like prospectors. As the worst recession in at least a generation spreads, so too does the clamor for gold bars and coins, assets less likely ...

Recession sparks gold coin rush - Dubuque Telegraph Herald
DENVER -- Investors who have forsaken shaky financial markets for the safety of gold must feel a little bit like prospectors. As the worst recession in at least a generation spreads, so too does the clamor for gold bars and coins, assets less likely ...

Your business community: Treasure Valley movers and shakers - Idaho Statesman
Home Federal Bank President and CEO Len Williams has announced the promotion of Debra L. Hodge to senior vice president and director of human resources. She succeeds Denis Trom, who retired at the end of year. Hodge has nearly 15 years of experience ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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