Henry Mortgage Rates and Information Online from competing Lenders

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Investor fear remains deep despite 1-day rally - The Washington Times
NEW YORK (AP) - Since the Nov. 4 election, investors have been abandoning stocks in a kind of slow-motion crash that experts say underlines just how anxious they are about what is likely to be a long and deep recession. Even after a late-day rally on ...

Investment groups resist mortgage changes - San Francisco Gate
Sunday, November 16, 2008 At the center of today's economic and credit crisis is the rising tide of home foreclosures, which government agencies and some large banks are trying to address by allowing borrowers to modify their mortgages. But their ...

Investor anxiety remains a factor in weak economy - Jackson Sun
NEW YORK - Since the Nov. 4 election, investors have been abandoning stocks in a kind of slow-motion crash that experts say underlines just how anxious they are about what is likely to be a long and deep recession. Even after a late-day rally on ...

Markets depicted as in slow-motion crash - Lexington Herald-Leader
NEW YORK — Since the Nov. 4 election, investors have been abandoning stocks in a kind of slow-motion crash that experts say underlines just how anxious they are about what is likely to be a long and deep recession. Even after a late-day rally on ...

ALL BUSINESS: Investors hold up mortgage changes - Trentonian
NEW YORK (AP) - The federal government keeps bailing out the financial industry, but some working in that world seem reluctant to do their part, even if that could help stem the financial system's meltdown. At the center of today's economic and ...

Flagler changes, yet remains the same - Florida Times-Union
Flagler College was in crisis right from the beginning. - When the private institution was founded in St. Augustine in 1968, it didn't look like the school would last three years. - It faced financial ruin in 1971 because founder F. Roy Carlson - who ...

Q & A: Borrowers having payment trouble have a few more choices - News-Press
A: A lot has happened since that article was written. Very shortly thereafter, the HOPE NOW program promoted by Treasury Secretary Henry Paulson began as an effort by housing counseling agencies and mortgage servicers to modify loans on a strictly ...

6 steps to fix the housing market - Boston Globe
The housing market is beginning to resemble one of those super bugs that are resistant to modern medicine: Despite injections of help from the government and lenders, it's still sick. Foreclosures continue at an alarming pace, sales are few, and ...

Henry Paulson, Ben Bernanke To Brief Lawmakers On Bailout - Post Chronicle
Treasury Secretary Henry Paulson and Federal Reserve Chairman Ben Bernanke will give leading Democrats in Congress on Monday an update on how the $700 billion financial bailout bill is working, congressional aides said. The meeting, planned for 4:30 ...

Geithner's experience shapes him for Treasury role - Reuters
WASHINGTON (Reuters) - Timothy Geithner was on every short-list to take over the U.S. Treasury Department for the singular reason that he has been involved in virtually all major efforts to restore stability to shaky financial markets. Still a ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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