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Bills' Ko Simpson arrested in South Carolina - Buffalo News
Buffalo Bills safety Ko Simpson was arrested outside a Rock Hill, S.C., bar early New Year's Day after police say he wouldn't leave while they were trying to clear the area. Simpson, 25, was charged with hindering a police investigation, according to ...

CapeCodToday Blog Chowder - Cape Cod Today
Chef John is all you say and then some.. having shared the kitchen with him for the last 2 1/2 years, and guesting on his show.. He'll be the 1st to admit he's a salesman 1st, an actor 2nd, portraying as a Chef 3rd! He's hilarious, self deprecating ...

Band draws drummer out of the suburbs - Kansas City Star
Steve DiFranco will soon leave Leawood to join up with ska band Bad Manners for concerts across the United States. At first, Steve DiFranco laughed in his office cubicle last week when the e-mail popped up on his computer: Would you like to join us ...

Precious Metal Developers Provide Value and Upside in 2009 - Seekingalpha.com
We are approaching an inflection point in the economy and the metals markets favorable to precious metals and mining equities. Moving beyond 2008, investors long in mining and metals equities are no longer burdened by the combination of redemptions ...

Top 10 news stories for 2008 - Harrison Daily Times
In the early morning hours of Feb. 6, Stephen Williams, 28, of Bryant left a Little Rock bar in his pickup. Witnesses said he was very drunk, even describing him as “out of it.” Click image to enlarge In fact, he was so “out of it” that he ...

Category: 100% Pure Cheese - Popwatch
I'm not gonna lie to you: I stopped watching Dancing With the Star s somewhere around the start of season 4, mainly because the viewing experience started reminding me of those mornings where you're in the shower, and for the love of all that's holy ...

What is the single biggest issue facing women in 2009? - Atlanta Journal Constitution
The single biggest issue facing women in 2009? Probably the same issue that most concerned women in 1929—ain’t nostalgia grand? This time around, our plummeting economy has affected a working world filled with women as well as men, and there wasn ...

From wedgies to UFOs, 2008 a year to remember - North Platte Bulletin
2008 offered us some high highs and some low lows. From the courtroom to city hall, we saw some assorted catastrophes and some wonderful acts of kindness. We picked new political leaders and stuck with some known ones. We saw gasoline prices go to a ...

December 2008 - Weekly Standard
In some ways, the most important — or at least second most important — thing to happen in the Middle East this week is that Hezbollah leader Hassan Nasrallah went too far, calling for the overthrow of Egypt’s government. Egypt’s Foreign ...

The World Newser - ABC News Blogs
George Stephanopoulos interviewed Israeli Foreign Minister Tzipi Livni briefly today on Israel's decision to reject international calls for a 48 hour cease-fire . Livni said that a cease-fire "doesn't serve Israel" because Hamas will "abuse any kind ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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