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District 1 - Spartanburg Herald-Journal
Greg H High; to Jackie L & Linda J Wilson; $153,000; Lot 1, 1535 Gap Creek Road, Lyman; Roseberry Hill Subd The Ryland Group Inc. to James D & Belinda K Gravel; $228,800; Lot 150, 232 Twilitemist Dr, Duncan; Rogers Mill Subd Hillside Partnership II ...

We cannot afford to fund pork - Anderson Independent-Mail
Economists are predicting the economy will get much worse and that there will be a credit card crisis that will dwarf the mortgage and oil price crises. South Carolinians rank near the bottom in income, but 37th in state and local taxes. Unemployment ...

Summer Olympics - Star News Online
Sponsored by: Hanna could only keep residents from the beach for so long. By 10:30 a.m., residents were out walking their dogs and couples strolled along the surf hand-in-hand. Oceanfront property owners began removing their hurricane shutters and ...

Buyers sign $30 million deal for topless club - Las Vegas Sun
The past: Rick Rizzolo is expected to use proceeds from the sale to pay fines and debt racked up since his plea deal was struck. His attorney has said Rizzolo might owe as much as $29 million. The potential: David Dupont runs a mortgage funding ...

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Campobello Cowpens Enoree Gramling Lyman Pacolet Mills Spartanburg White Stone
Chesnee Cross Anchor Fairforest Greenville Mayo Pauline Startex Woodruff

Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.
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