West Union Mortgage Rates and Information Online from competing Lenders

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Merkel: All options open for German economic help - Associated Press
BERLIN (AP) -- German Chancellor Angela Merkel said Monday she is leaving "all options open" to stimulate Germany's flagging economy, but repeated she still does not favor immediate tax changes. Speaking at a party convention in Stuttgart, Merkel ...

In four Union towns, taxes hit five figures - Newark Star-Ledger
The average homeowner's tax bill in four of Union County's 21 communities has now crossed the $10,000 mark, according to county tax officials. In Summit, Westfield, New Providence and Scotch Plains, the average homeowner is now looking at an annual ...

Home care workers vote for union-negotiated pact - Boston Globe
About 25,000 home care workers voted overwhelmingly in favor of a contract negotiated by Local 1199 of the Service Employees International Union. More than 98.5 percent ratified the contract with a state council that sets the terms of payment for the ...

New jobless claims drop from 16-year high - My West Texas
WASHINGTON - New jobless claims fell more than expected last week from a 16-year high, the government said Wednesday, though they remain at elevated levels due to the slowing economy. The Labor Department reported that initial requests for ...

Students lie, cheat, steal, but say they're good - My West Texas
NEW YORK - In the past year, 30 percent of U.S. high school students have stolen from a store and 64 percent have cheated on a test, according to a new, large-scale survey suggesting that Americans are too apathetic about ethical standards. Educators ...

US home prices at 2004 levels, sales off 3.1 pct - Times Union
WASHINGTON -- Nationwide sales of existing homes fell more than expected last month, as economic fears made buyers leery even though prices plunged to the lowest level in more than four years. And the decline is expected to get worse because October ...

COMMON PLEAS - Salem News Online
Eric L. Reed of Salem and Darlene K. Reed of Salem; dissolution sought. U.S. Bank Association v. Heather and Jeremy Minor, etc; foreclosure sought against property Teegarden Road, Hanover Township. First National Community Bank v. Dennis R. Vanmeter ...

Bush oil shale rules roil Mountain West - Politico.com
The Bush administration has issued rules that take the first step toward tapping an estimated 800 billion barrels of oil trapped in sedimentary rock in Wyoming, Utah and Colorado. Seven weeks after a congressional moratorium on oil shale development ...

OPEC and Production Cuts: Why Now's the Time to Buy - Seekingalpha.com
OPEC decided to defer any further cuts in output. In response, oil prices slid. In the short term, this is the natural reaction of the market; however, OPEC has delivered a powerful message. The message is simple. OPEC is motivated to cut production ...

Business openings for Galveston County - Galveston County Daily News
WHO: 3-Share Plan WHAT: Health benefits program WHERE: UTMB clinics in Texas City, League City and Friendswood; and UTMB Island clinic on Stewart Road in Galveston CALL: 866-607-0108 WHO: A B Sign Shop WHAT: Signs, banners, wide format printing, etc ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.
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