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News about Mortgages:

Six people indicted in mortgage fraud scams - News-Leader.com
The six were charged in a 55-count indictment returned by a federal grand jury in Springfield, a news release from Wood's office said. Davis, a former mortgage broker, was the owner of Master Marketing Consultants. The Kassebaums, who are husband and ...

Six indicted in mortgage fraud scheme - Columbia Missourian
SPRINGFIELD — Six people from the Springfield area are named in a 55-count federal indictment charging mortgage fraud. Prosecutors said Thursday that the six plotted to defraud home mortgage lenders in Christian and Greene counties from January ...

Mortgage-fraud scheme alleged in court documents - Joplin Globe
A Carl Junction man is among a half-dozen people named in a 55-count federal indictment charging mortgage fraud. Steven Ray Spencer, 47, was indicted Thursday for his alleged role in a scheme to defraud home mortgage lenders in Christian and Greene ...

Six area residents indicted in mortgage-fraud schemes - News-Leader.com
Several mortgage brokers were among six area residents indicted today by a federal grand jury for participating in several related mortgage fraud schemes in Christian and Greene Counties, according to John F. Wood, United States Attorney for the ...

Trusting woman buys home, now faces foreclosure - Des Moines Register
After living in homes owned by others for 50 years, Marlely Davis finally realized the American dream. She lived in her parents' home into her late 20s in Indonesia, tending to them while sewing curtains for money. She lived in rental homes in the ...

Hard times: Family of five hopes to rebound by spring - Des Moines Register
Shonna Stevenson watches the economy with different eyes than most: She is a mother of three in a family with no current income. In October, Stevenson's husband, Chris, was let go from his position as a manager in the project management department of ...

Local Habitat for Humanity to benefit from Lowe’s store opening - Greene County Record
Lowe’s of Ruckersville will match gift card purchases on December 4 to help fund the 2009 building project of Greene County’s Chapter of Habitat for Humanity. All Lowe’s gift cards purchased at the Lowe’s of Ruckersville on Thursday, December ...

Our economy: The good, the bad and the ugly - Daily Progress
As the nation struggles through a severe economic downturn, the state of the Charlottesville area’s economy is a bit of a mixed bag. While the region has bounced back quickly from past recessions, this downturn appears likely to cut deeper and last ...

Records: Sunday, Nov. 23 - Chippewa Herald
Powerball – Saturday: Unavailable at press time. Megabucks – Saturday: Unavailable at press time. Supercash – Saturday: Unavailable at press time; Friday: 6, 7, 26, 28, 29, 38. Badger 5 – Saturday: Unavailable at press time; Friday: 12, 21 ...

Seven Bond Villain Schemes that Defy Science - Popular Science
Watch Your Back, Bond: Dominic Greene, Bond's latest nemesis, sees more people on Earth needing more water, and he likes it. James Bond's latest nemesis in the film Quantum of Solace sees more people on Earth needing more water, and he likes it ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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