Tunkhannock Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Qualifying for rehabilitation funding may be difficult - Pocono Record
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A national Catholic peace organization is running an ad on Scranton-area cable television channels advising voters to consider a political candidate’s policies and not his or her race. A Mountaintop couple recently hosted a black Baptist pastor at ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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