Salina Mortgage Rates and Information Online from competing Lenders

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Ex-school leader gets term in federal prison - Columbia Daily Tribune
KANSAS CITY (AP) - The former board president of a Kansas City charter school has been sentenced to 18 months in federal prison without parole. Prosecutors say James Elliott Coleman also was ordered Friday to pay nearly $470,000 in restitution. The ...

Friends of the River to meet with Salina city commissioners - Salina Journal
Saline County commissioners will attend the Kansas Association of Counties Conference on Monday and Tuesday in Wichita. Therefore, there will be no public commission meeting Tuesday. However, commissioners will meet from 9 a.m. until business is ...

police blotter - Salina Journal
MARRIAGE LICENSES -- Francisco Ayala, 22, and Maria G. Duran, 23, both of Concordia; Christopher W. Skelton, 27, and Jenina M. Strader, 23, both of Salina; Christopher A. Fritz, 26, and Jennifer Ann Marie Henderson, 26, both of Gypsum; Robert A. Bade ...

Counties tighten their belts - WSTM
More Local/State News... Thursday, October 09, 2008 at 4:47 p.m. Following an event at Onondaga Lake Park Thursday, Onondaga County Executive Joanie Mahoney revealed that along with the $1-point-2 billion dollar budget proposed for next year, she's ...

Foreclosure befalls the former Chimes Building - Syracuse Post-Standard
SYRACUSE, NY -- The 500 Building at 500 S. Salina St., formerly known as the Chimes Building, has fallen victim to foreclosure. The 12-story landmark at the southern edge of downtown Syracuse is scheduled to be auctioned at a foreclosure sale Dec. 4 ...

Make-Believe Maverick - Rolling Stone
A t Fort McNair, an army base located along the Potomac River in the nation's capital, a chance reunion takes place one day between two former POWs. It's the spring of 1974, and Navy commander John Sidney McCain III has returned home from the ...

Health care focus of forum-goers - Abilene Reflector-Chronicle
Increasing incentives for wellness could be a popular solution for the nation's rising medical costs, according to a group assembled here Tuesday for a national health care forum. “There are no incentives to maintain good health,” said Francis ...

Julius Baer opens branch in Indonesia - Jakarta Post
Swiss-based top financial firm Julius Baer has opened a branch in Indonesia, PT Julius Baer Advisors Indonesia, despite the global financial crisis, as part of its strategy to expand in southeast Asia. Julius Baer's CEO for Asia, the Middle East and ...

Tutwilers recipients of 'Makeover' - Abilene Reflector-Chronicle
CHAPMAN -- The knock at the door that one Chapman family has been waiting for has finally come. At 9:10 a.m. Tuesday, the Patrick Tutwiler family, who lived at 330 West Sixth before the June 11 tornado, were notified by “Extreme Makeover: Home ...

SUVs Without Wheels - Common Dreams
The financial industry is suffering convulsions because it gave too many people too big an answer to the question, "How much house can I afford?" But in looking over the mess left by the popped housing bubble, another question comes to mind, one of ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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