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School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

Friday roundup: transition edition - Los Angeles Times Blogs
Political reporters all over the nation are experiencing election postpartum depression. If you're reading this blog, you might suffer from it, too. It works like this: After months of mounting intrigue and 24/7 media coverage, voters go to the polls ...

Angry clash at PMQs - bbc
A baby dies gruesomely, avoidably and in circumstances which people had dared to hope could never happen again. The speaker of the Commons is forced to intervene to calm tempers after the prime minister and the leader of the opposition engage in an ...

Nick Robinson's Newslog - bbc
With one bound they were free. The Tories are no longer committed to matching Labour's spending plans. In a speech this morning David Cameron says that his party will take another look at what government should be spending in what is likely to be ...

Tidelands Bank loses $2.4M in 3rd quarter - Charleston Post & Courier
The owner of Tidelands Bank reported a $2.4 million third-quarter loss as its investments in two government-seized mortgage financiers plummeted in value and were written down to zero. Tidelands Bancshares Inc. took a $4.6 million charge-off for ...

Spoleto Festival sees red - Charleston Post & Courier
Charleston native Martha Rivers Ingram, was elected as the first woman to serve as chair of the Spoleto Festival board. Ingram, who lives in Nashville, is chairman emerita of Ingram Industries. Other new board officers elected Friday were Wachovia ...

Public Notices - Mount Vernon News
5349 Granville Rd. Mount Vernon, OH 43050 You are hereby notified that you have been named Defendants in an action now pending in the Court of Common Pleas of Knox County, Ohio styled as Sandra Mizer, Knox County Treasurer v. Terry Thompson, et al ...

Business leaders hear famed economist - Mount Pleasant Daily Tribune
It was a packed house Friday at the Mount Pleasant Civic Center as the Mount Pleasant Industrial Foundation hosted a talk by world-famous economist Dr. Ray Perryman. Perryman, who was the guest speaker for the first-ever Industry Appreciation ...

Tidelands reports $2.4M loss in Q3 - Charleston Regional Business Journal
Mount Pleasant-based Tidelands Bancshares Inc. reported a $2.4 million loss in the third quarter after taking hits on stock in Fannie Mae and Freddie Mac. The bank paid $4.6 million in charges related to the two mortgage companies. Tidelands incurred ...

Erie County Real Estate Transactions - Buffalo News
• 12845 Broadway, Prameela Rebala to Saibabaram Llc, $445,000. • 11143 Westwood Road, Mary J. Saxer; Gerald L. Saxer to Kevin R. Barczykowski; Jennifer L. Barczykowski, $170,800. • 1250 East Laray Drive, Betty Jane Kile; David R. Kile to Mary J ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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