Pittsfield Mortgage Rates and Information Online from competing Lenders

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Detroit family homeless after morning fire - Bangor Daily News
Pittsfield firefighters battle a house fire at 27 River Road in Detroit, the home of Madeline Wheeler and her two sons, on Monday, November 17, 2008. A faulty furnace is suspected in the blaze, which gutted the home. Wheeler had no insurance on the ...

N.Y. town basks in glow of Hollywood - Bennington Banner
NEW LEBANON, N.Y. — The hippies are gone. So are the detours. And the chilled lobster tails. The movie stars have left. Ang Lee's headed south. And there's a dearth of naked people running around Columbia County. This is the hangover in the ...

Current owner wins auction bid - Berkshire Eagle
PITTSFIELD — The ownership of the Rainbow Restaurant and the two-story commercial building in which it resides on First Street will remain with one member of the current owners. Michael DeLeo of Pittsfield, the husband of Marca Neary DeLeo, one of ...

State feels the pinch - Berkshire Eagle
PITTSFIELD — Though the Berkshire economy may be struggling, it is faring better than other parts of the country, a panel of five officials said yesterday. "We are going through challenges, everyone is," state Sen. Benjamin B. Downing, D-Pittsfield ...

Daily Digest - iBerkshires.com
Pittsfield – Legacy Banks Executive Vice President Steven F. Pierce announced today that Jacqueline S. McNinch has been appointed Vice President, Consumer Lending. In this capacity, McNinch will oversee Legacy’s Residential Mortgage and Consumer ...

Shamrock Village condos have edge in energy efficiency - Detroit Free Press
Place: Redford Township. Developer: Triangle Development; vice president is Pierre Nona. Builder is JNCC LLC; manager is Pierre Nona. Other Triangle projects: Gateway Village, Novi, attached condos from $189,000; Arbor Woods, Pittsfield Township ...

Patrick appoints 12 to public integrity task force - Boston Globe
Governor Deval Patrick today announced the appointment of a 12-member public integrity task force that will include lawmakers, good government advocates, and ethicists. The task force includes Kimberly Budd, director of the Community Values Program ...

Legacy Banks boosts Q3 profit - Boston Business Journal
Legacy Bancorp reports dip in net income in 1Q Interest income boosts Legacy 2nd-quarter earnings 28 percent Legacy Banks boosts Q3 profit Legacy Banks seeks approvals to open Latham branch office Legacy Bancorp Inc. (Nasdaq: LEGC) said profit in the ...

Read our live blog from Michigan polling places - Detroit Free Press
A group of more than a dozen Wayne State University medical students set out this afternoon with hundreds of bottles of water, dropping by several Detroit polling stations to make sure voters remained hydrated. They thanked them for voting, handed ...

Mass. voters approve dog racing ban - Boston Globe
Massachusetts voters today embraced a ballot question to end greyhound racing in the state, rejecting track owners’ arguments that the ban would cost jobs at a time of economic hardship in favor of protecting dogs from harm. The contentious ballot ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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