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Months after flooding, some Iowans still wait for aid - Quad-Cities Times
Barb and Ronnie "Dean" Holman of rural LaPorte City, Iowa, stand in front of the FEMA trailer they've been living in since August after their home was damaged by floodwaters this spring. They're still waiting for flood aid that can repair their home ...

City locks in fuel prices for 2009 - Goshen News
Though city finances are facing tight times ahead, the Goshen Board of Public Works and Safety found opportunity in the economic downturn. At their meeting Monday afternoon, board members awarded a bid to North Central Co-Op to supply fuel for city ...

November 2008 - Weekly Standard
Out on the tour circuit for his new book, "How Mitt Romney, the Fake Conservative, Almost Bought the Republican Primary With His Big CEO Money" "Do the Right Thing," Mike Huckabee took a break from bashing former rival Mitt Romney to take a few ...

TRUMBULL COUNTY - Vindicator
Raymond H. Garretson Jr., 28, of 5099 Ridge Road, Newton Falls, and Gina J. Wilson, 24, of 3820 Niles Road, Warren. Timothy F. Rabbitts, 37, of 1420 Kinsman Road, North Bloomfield, and Martha A. Walsh, 36, of 8301 Girdle Road, Middlefield. Brett R ...

South Bend, IN - WNDU
The Obama campaign is getting some additional support from Hollywood Monday. Actor Sean Astin will meet with voters in LaPorte, South Bend, Michigan City and Portage Monday. Back in April he joined Chelsea Clinton here in South Bend to campaign for ...

People on the Move - Boston Business Journal
Kirsten Whitten and Edward Garneau expanded their Hanson-based business, G.T. Graphics & Marketing (formerly G.T. Graphics), to include a full-service corporate printing and marketing services firm. Garneau established G.T. Graphics in 1995. Whitten ...

Officials need better information - Pharos-Tribune
One of the e-mails that came in this week said, “Geez Morton. Lighten up.” I find it difficult to do that while our state and national economies are under such stress. Another correspondent wanted an answer to that persistent question “are we ...

State tells revised local tax rates - Chesterton Tribune
As expected, Porter County homeowners will get a break -- and for some, a pretty sizeable one at that -- on their final 2008 property tax bills. The Indiana Department of Local Government Finance has re-issued the 2008 budget order for Porter County ...

Local property taxes could be due around holiday season - 22 WSBT
Story Created: Oct 28, 2008 at 9:09 PM EST Story Updated: Oct 28, 2008 at 9:15 PM EST ST. JOSEPH CO. — If you live in St. Joseph County, you're still waiting for your 2008 property tax bill. There's now a good chance you'll get that bill soon and ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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