Brockton Mortgage Rates and Information Online from competing Lenders

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News about Mortgages:

Brockton No. 3 in state for number of foreclosed homes - Enterprise
BROCKTON — The City of Champions is third in the state in terms of number of houses being forclosed, according to a database made available online this week by the state’s Division of Banks. According to the public access online database of ...

Despite ethics probe, most local lawmakers support House speaker - Enterprise
State Rep. Thomas Calter, D-Kingston, is expected to be in the minority of state representatives who will vote to not re-elect House Speaker Salvatore DiMasi to another term as speaker on Wednesday. DiMasi, D-Boston, is under ethical scrutiny for ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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